Rapid Recovery Solution, a Collection Agency, Reacts to an Article Discussing the New “Body Attachment” Debt Collection Methods in St. Louis

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The CEO for Rapid Recovery Solution responds to an article published on STLtoday.com in regards to new collection tactics that have debtors put in jail after failing to show up at civil court hearings.

On September 10th, collection agency Rapid Recovery Solution comments on an article published for St. Louis Patch-Dispatch concerning a frequent debt collection tactic in St. Louis called “body attachment,” which puts debtors in jail.

According to the article, “A creditor gets a civil judgment against the debtor. Then the creditor's lawyer calls the debtor to an “examination” in civil court, where they are asked about bank accounts and other assets the creditor might seize.” The St. Louis Patch-Dispatch reports, during the court hearing the debtor will be questioned about their bank accounts and other assets. The article states that if the debtor does not appear in court, the creditor can request a “body attachment,” which will have the debtor arrested and held in jail until a court hearing or until they post bond. In addition, the St. Louis Patch-Dispatch explains that debtors risk missing their court dates because creditors can have them summoned to court several times.

The article expresses that the bond money usually goes to the creditors after a debtor bails themselves out of jail. Additionally, creditor lawyers agree with the “body attachment” rules, stating that debtors can avoid the jail by merely making an appearance in court. According to John Monderine, CEO for collection agency Rapid Recovery Solution, “I think going to jail for not paying a debt is harsh but going to jail for failing to follow a court order is exactly what should happen to people who feel rules don’t apply to them.”

The article reports that new Illinois laws prevent “body attachments in private debt cases if the defendant doesn't appear for an examination hearing. Instead, the judge may issue a second summons, threatening a contempt of court action. Only if the defendant skips again can an arrest be ordered.” In addition, the Illinois law demands that these summonses are given to debtors personally or given to someone living in their home.

Founded in 2006, Rapid Recovery Solution, Inc. is headquartered at the highest point of beautiful Long Island. Rapid Recovery Collection Agency is committed to get you your funds. We firmly believe that all debtors have the ability to pay if motivated correctly. We DO NOT alienate the debtors; we strive to align with them and offer a number of ways to resolve not only your debt but also all their debts.


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