Car Owners Face A New Type Of High Tech Theft

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Leading Gap Insurance expert’s are encouraging car owners to re-consider their insurance arrangements in light of the BBC’s recent Watchdog program, which revealed a simple new method of car theft.

UK's Online Retailer Of Gap Insurance

When an issue becomes so serious that the BBC and a number of Police forces are issuing public warnings – it’s surely time to take notice and take precautions.

A spokesman for said “the BBC’s Watchdog program confirmed that thieves can now purchase a small piece of technology which enables them to have a blank key ‘programmed’ by the cars own on-board computer, enabling the thief to drive away in just two minutes, without the need for hot-wiring or gaining access to the original keys”.

The report demonstrated the theft to millions of viewers nationally with one of the program presenters driving away a BMW in just 2 minutes and 3 seconds.

BMW who allegedly have known about this issue for over a year had not previously notified owners and were reported to be ‘investigating the issue internally’. The program also said that BMW had overcome the security breach and were offering existing owners a free software upgrade.

BMW say “the issue was not specific to BMW” and “no car is completely un-stealable” which suggests other brands were equally vulnerable.

Program host Anne Robinson said that there has been a "huge increase in theft” and that the “ultimate driving machine” had become the “ultimate gift”. The program also confirmed that the most vulnerable cars are those made between 2006 and September 2011.

Two BMW owners and victims of theft by this method were interviewed, one of which caught the thieves in action on a security camera.’s spokesman said, “all car owners need to understand that thieves are becoming technologically advanced in their methods and the risk of theft remains high. We are urging all car owners to think about the financial loss a write off would impose and whilst the fully comprehensive insurer will pay the market value at time of loss, that is likely to be considerably less than they originally paid and potentially less than the finance company require to clear the loan.”

Making a low cost provision for the potential loss is simple by choosing a supplementary insurance policy called ‘gap insurance’. “Gap Insurance may be available to owners or those on lease or contract hire arrangements to protect the motorists against substantial negative equity or depreciation loss,” say car2cover.

"When an issue becomes so serious that the BBC and a number of Police forces are issuing public warnings – it’s surely time to take notice and take precautions."

According to “gap insurance can be purchased from the equivalent of 47p per week on a four year policy and immediate cover is available on line at". was founded in 2007 to offer private and business motorists with a range of supplementary motor insurance products such as Gap Insurance and Tyre Insurance. The web site offers a wealth of helpful and useful information on the ‘not so obvious’ risks associated with motoring.

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Elaine Scott
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