If your insurance company lets you have a physical every year, every two years, go in and do it because … you want to keep that relationship going with [your general practitioner] so when an emergency does happen he’s...
Thomson, IL (PRWEB) March 01, 2013
In this week’s edition of Off The Grid News Radio, founder and co-host of Off The Grid News, Bill Heid sits down to discuss saving money on medical expenses with Steve and Annette Economides, New York Times bestselling authors and speakers and creators of MoneySmartFamily.com, a website dedicated to teaching families how to save money in all areas of life. The Economides offer common sense advice, from knowing one’s insurance policy to simple ways to stay healthy and prevent the need for doctor’s visits.
With medical costs rising and the changes coming under Obamacare, it is increasingly important to know how to maximize healthcare dollars. Steve Economides remarks that medical bills constitute the second leading cause of bankruptcy in the United States. In order to prevent this, people need to know their insurance policies, especially the explanation of benefits. Annette emphasizes that if you do not understand your policy, talk to someone who does. Knowing what treatments and services are covered will prevent people from taking advantage of you.
They also encourage writing down everything, from conversations with doctors to discussions with insurance companies. Having clear, detailed notes will make resolving medical claims infinitely simpler as well as create a record in the case of hospital visits. Doctors may not know a patient’s full medical history, Annette says, so having these notes can help prevent unnecessary tests.
Having a good relationship with primary doctors is vitally important. “If your insurance company lets you have a physical every year, every two years, go in and do it because … you want to keep that relationship going with [your general practitioner] so when an emergency does happen he’s there for you,” says Annette.
When visiting the doctor’s office, Steve says to “be a pain in the butt to your doctor.” Bring in lists of questions, argue if you do not think something sounds right, research medications, and generally be prepared. Taking charge of your health shows the doctors that you care about it while ensuring that you get the most out of your visit.
The Economides also offer advice on knowing when you actually need a doctor or the emergency room. Learning basic first aid can prevent many such trips, as do basic healthy habits. They list ten simple ways to stay healthy, such as drinking water, washing hands, and disinfecting commonly touched surfaces like doorknobs, light switches, and keyboards.
The Economides emphasize knowing as much about healthcare as possible. “You’ve got to be prepared,” says Steve. “You can’t rely on other people all the time.”
To hear the rest of the interview, go to http://www.offthegridnews.com/2013/02/28/maximizing-your-health-care-dollars-with-steve-and-annette-economides-episode-146/?utm_source=pr&utm_medium=pr&utm_campaign=pr030113.