Unoccupied property insurance is there to make sure that home owners or landlords do not find themselves in a difficult financial situation just because of these problems
(PRWEB) March 10, 2013
ArticlesOnTap.com is one of the web's leading business in terms of content management and content creation. They have today announced that they have entered a new partnership with QuoteYouToday, a provider of various types of insurance, including HGV insurance. Through the partnership, ArticlesOnTap will help QuoteYouToday to have a bigger and better web presence. It is hoped that the partnership will be a long and fruitful one.
QuoteYouToday is also a leading provider of unoccupied property insurance. This type of insurance is very beneficial for home owners, including housing associations. Empty properties are considered a high risk for a variety of reasons. Firstly, there is always the risk of squatters. However, with new laws making squatting a domestic property a criminal offense, there are less risks of this happening now. The bigger problem, however, is if something goes wrong with the property itself.
A good example is that during winter time, pipes are at a high risk of bursting because the water in them freezes and expands. In occupied homes, this is avoided because people will switch the heating on and use hot water, thereby reducing the risk of the pipes freezing. However, in an unoccupied property, this is more difficult. Besides the fact that the risk of pipes bursting is far higher, a second problem is that the owner may not realize the problem has occurred until quite some time later. After all, there is nobody inside the property to report that the problem has occurred. Other common problems included infestations of insects or rodents, which can do untold damage to a property.
Unoccupied property insurance is there to make sure that home owners or landlords do not find themselves in a difficult financial situation just because of these problems. If, for instance, they find out that a problem has occurred when they show a property to potential tenants, they may lose out on that tenancy. With unoccupied property insurance, however, they can set the potential tenant's mind at ease and guarantee that the problem will be fixed before they move in. And because they are insured, they do not have to spend the time to find a contractor that offers the best rate, the insurance company will do all of this for them.
For those interested in unoccupied property insurance, HGV insurance or any other type of insurance, please visit QuoteYouToday.co.uk today. Anyone can also telephone them on freephone 0800 308 1222 or on 01625 348 381. Someone from Quote You Today will be more than happy to answer any questions one may have or to assist anyone with setting up the best policy for their specific needs and requirements.