New Tool Helps Consumers Prevent 'Risky' Financial Behavior

Share Article

Apprisen’s “Webvisor” Reaches Out to Consumers in Financial Need

News Image
Webvisor is an excellent example of how our agency recognizes, responds, and develops innovative financial services that consumers have come to expect from Apprisen.

Apprisen Financial Advocates, a national nonprofit consumer credit counseling agency which provides personal financial counseling and education, has launched Webvisor. This free, financial counseling and education application can be accessed directly on the Apprisen website, at Webvisorsm is an online, self-directed application to help consumers evaluate their finances. Consumers do not have to provide personal identifying information to complete the program and options are presented which are tailored to each individual’s specific financial situation.

Hectic work schedules, busy families and too few hours in the day prevent consumers from spending the time needed to properly manage their money. In addition, some consumers are uncomfortable or may feel embarrassed to sit face-to-face with a credit counselor to discuss their finances. Unfortunately, despite their best hopes and wishes, financial challenges do not magically disappear. An increasing number of people are now turning to the Internet for information and answers they desperately need.

Apprisen Financial Advocates, known in communities where it has local offices as Consumer Credit Counseling Service, believes Webvisor provides a convenient web-based tool to help consumers tackle their personal finances. Webvisor helps people organize their finances and then creates a plan of action to deal with difficult money management issues. Webvisor provides consumers with the support and confidence necessary to manage their money, from the security and privacy of their own home.

“What makes Webvisor unique? It’s convenient; it can be used whenever and wherever you want. No appointment or rearranging your busy schedule is necessary. Webvisor is confidential and anonymous with no pop-ups or advertising and it can take less than 30 minutes to complete,” says Michael S. Kappas, President and CEO of Apprisen Financial Advocates.

Webvisor analyzes information provided by the consumer and identifies areas where improvements in their money management can be accomplished. Webvisor provides consumers with a budget and action plan detailing suggestions and recommendations for their specific situation. It suggests ways to increase income, reduce expenses and provides guidance on which bills should be paid first. Guidance is also provided on methods to deal with debt as well as a list of helpful financial resources. Webvisor provides both professional and practical advice for consumers to use everyday to improve their financial well-being.

Results of the 2010 National Financial Literacy Survey indicate that many adults engage in risky financial behavior. The survey of adults reports that: 56% do not have a budget, 30% have no savings, 41% carry credit card debt and 78% agree that they would benefit from professional financial advice.

“Webvisor helps consumers address those issues. Its unique features complement our current face-to-face and phone methods of counseling. We also hope organizations and businesses recognize the importance of people completing a financial checkup and consider adding Webvisor as a link in their website,” Mr. Kappas points out. “Webvisor is an excellent example of how our agency recognizes, responds, and develops innovative financial services that consumers have come to expect from Apprisen.”

Apprisen Financial Advocates, a national nonprofit credit counseling agency, has been helping consumers manage their finances and get out of debt since 1955. Certified counselors provide money management, debt counseling, HUD-approved housing counseling and financial education. Services are provided in-person in 10 states through local offices and nationally by phone or via the Internet. The oldest nonprofit credit counseling agency in the country, Apprisen Financial Advocates is known in its local communities as Consumer Credit Counseling Service (CCCS). Accredited by the Council on Accreditation (COA), Apprisen is a member of the National Foundation for Credit Counseling (NFCC), the Better Business Bureau (BBB), and AICCCA. For more information call 800.355.2227 or visit

Contact: Kathy Virgallito, 614-552-9578

# # #

Share article on social media or email:

View article via:

Pdf Print

Contact Author

Kathy Virgallito
Email >
Visit website