New Study Reveals the Top 2 Most Affordable and Expensive States for Auto Insurance in 2013

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Cheap car insurance provider, Rate Digest, has listed the top two states for the highest and lowest car insurance rates.

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In an effort to inform drivers of insurance highs and lows, Rate Digest has researched the most and least affordable states for auto insurance.

Insurance costs fluctuate constantly, regardless of state or region. Due to the fickle nature of today’s economy and patterns in consumer bias, any given market will inevitably change – for better or for worse. Auto insurance is a perfect example of this. In fact, consumers impact this field with more than just purchasing bias. Drivers in each state often assist in shaping their own car insurance costs, simply through driving habits and accident percentages.

In an effort to inform drivers of insurance highs and lows, Rate Digest, provider of cheap car insurance online, has researched the most and least affordable states for auto insurance. According to a recent study from, the states of Louisiana and Michigan have average annual premiums of $2,600 and $2,520 respectively. As mentioned, the auto insurance market fluctuates greatly with the driving behavior of each citizen, and the state of Louisiana is no exception. Statistics reveal that more bodily injury claims are filed due to automotive accidents than in any other state. This is just one reason why insurance companies have raised premiums in the state. As a result, Louisiana is listed as the most expensive state to buy auto insurance.

The most affordable states for car insurance, according to the same study, are Maine and Iowa. Insurance agents have stated that the rural situation presented in these states have caused insurance rates to be lowered significantly. Rates as low as $1,028 are seen in Iowa, and rates down to $934 are found in Maine. The lack of big city driving contributes greatly to these affordable prices. Additionally, young drivers are more restricted, with intermediate licenses required for those under 18.

In any state, consumers are always looking for chances to lower insurance premiums. While some high and low costs are due to the environment and drivers, some can be easily remedied. In fact, consumers are getting cheap car insurance through Rate Digest’s online quote comparison tool. Some high costs can be eliminated by finding a new provider, and Rate Digest’s tool can help anyone reach that goal – no matter what state they live in.

About Rate Digest:
Rate Digest is the provider of a unique car insurance quote comparison tool. Its online platform can connect drivers with multiple car insurance companies across the nation. Visit to get cheap car insurance today.

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Neil Eneix
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