REST Report Helps Deal With Difficult Modification Application Situations

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Those wondering if the REST Report can help them in their difficult modification proceedings may find answers in the newest video review from recently released a series of video reviews that show people just how effective the REST Report can be when dealing with difficult modification application situations. Homeowners who have been wondering if the REST will work in their situation may find answers to their questions in the most recent video review.

This REST Review focuses on the success stories of four separate homeowners, each struggling with their modification applications for months or even years. This and the other video reviews can be found on the YouTube Channel.

The review features the stories of Ron, Crystal, Linda and Mona.

Ron, who works as an EMT supervisor and lives in his San Diego home with his two children, tried to save his home for several years without success.

Crystal, who also lives in San Diego, was facing foreclosure after the bank told her she need to default on her payments for five months before she could apply for a modification, which she desperately needed as she couldn’t keep up with the current terms after her fiancée passed away and she lost one of her jobs.

Linda, a single mother who lives in Oceanside with her little girl, applied and reapplied for a home mortgage modification for 2 years before she found the REST Report.

Mona, who lives in Point Loma, nearly lost her home and her husband, as the stress of fighting their foreclosure started to weigh on their personal relationship.

These four homeowners faced the same situation that many others have faced when trying to apply for loan modifications. They were asked to submit and resubmit documents as the bank would lose applications or too much time would pass before anyone at the bank would take a look at the documents submitted. Mona says:

“I must have faxed boxes of documents over and over and over again, never receiving any help with any of it!”

All of these homeowners tried their best to save their homes but they eventually realized that dealing with their banks was not something that they could do on their own.

Linda says in her review:

“When I first heard about the REST I wasn't sure what it was going to be but I knew I needed to understand the numbers better, because no one at the bank was explaining it to me. So I had a REST Report done and I looked at it and it was the first time that the process made any sense to me. It was very helpful.”

When they finally found the REST Report, things finally started to turn around for them. In each case, the modification was finally granted within just a matter of months from when they first ran the REST Report.

Now Ron pays only half of what he used to each month and his principal was reduced by more than $300,000.

Crystal’s payments went down from $1,700 to just $728 per month, including taxes and other fees.

Linda can now afford to keep her home at $2,100 instead of the previous $3,000.

And Mona and her husband don’t have the stress on their marriage anymore now that their payments got reduced by nearly half and they now pay less than $2,000 per month, which Mona says is very doable.

They are all very thankful for the REST which allowed them to keep their houses and gave them back their peace of mind. For more information on the REST Report system, visit

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Patrick Miller
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