Indexed Universal Life Insurance Travels on a New Road with EQUOTE’s Spectacular Foray Built on the Company’s Previous Success with No Medical Exam Term Life Insurance
San Diego, CA (PRWEB) January 15, 2014
EQUOTE has been serving the hearts and minds of American families with comprehensive no medical exam term life insurance policies since 1998. Innovation is a vital component in creating connections between life insurance companies and policyholders. The company has recently moved from being a standard term life insurance broker to working with clients to develop Indexed Universal Life Insurance policies otherwise known as IULs. While many families are familiar with no medical exam term life insurance, an IUL has been introduced by EQUOTE to create an insurance policy that also doubles as a comprehensive investment.
An IUL is an investment plan that connects to stock market exchanges in the United States. Many of the investment plans link with world renowned stock exchanges including the Standard and Poor’s 500 (S&P). An IUL gives investors the luxury of investing in stocks minus the inherent risk because an IUL policy does not lose value. An IUL offers tax deferments, tax free death benefits, along with a single premium policy that requires an investment of $5,000 or less. Investors have been recorded to earn anywhere from 5 to 13 percent in return on investment.
Every Indexed Universal Life Insurance policy has been designed to give clients the security and predicability of benefits found in any standard life insurance policy. An inheritance can be passed onto heirs of an estate minus the outrageous fees and taxes that can harm most estate investment plans. The unique investment growth of an Indexed Universal Life Insurance policy is not a run of the mill life insurance policy. However, the state-of-the-art investment growth gives every policy holder a new foundational increase from their initial basic investment.
Every American needs to prepare for the future without the inconvenient preoccupations that can rattle the cage of every family. Future generations deserve the prosperity fostered by the team at EQUOTE that provides a life insurance brokerage connection for every client.
For more information on the process behind Indexed Universal Life Insurance (IUL), please log on to: equote.com.