Philadelphia, PA (PRWEB) January 31, 2014
EQUOTE created a revolutionary Internet insurance brokerage system that pummeled the competitors’ antiquated systems. The company has once again subverted expectations with its new life insurance plan internally researched and developed by EQUOTE’s life insurance team. Most consumers simply open a standard term life insurance policy with a specified amount of years within a standard insurance policy framework. Instead of attaching a cart to the old fashioned term life insurance horse, a consumer can now enroll in an Indexed Universal Life Insurance policy (IUL). This offers an investment plan tied to a stock market index. An IUD links with one of the many important stock indexes in the United States such as the Standard and Poor’s 500 (S&P). This system does not give into the worries that most investors go through such as, bonds going down in value or the potential of bank closures. An IUD is tax deferred and offers a single premium policy with a tax-free death benefit. An investment in the premium can be accomplished for as a little as $5,000.
Indexed Universal Life Insurance policies are designed by fiscal experts to constantly increase without going down in value. EQUOTE’s team of life insurance development experts is offering new clients a revolutionary investment opportunity. By purchasing an IUL, an investor can earn anywhere from a 5 to 13 percent return on investment. This rate of growth is up to 5 times as much as a typical bank CD account. The phenomenal increase on initial investment is because of the tax-free nature of an Indexed Universal Life Insurance policy.
Indexed Universal Life Insurance policies also allow for detailed estate planning. This process gives the ability to pass on funds to heirs of an estate without the overwhelming fees and taxes that can dampen most investment opportunities designed for estates. Planning for the future is essential for every family in America. Indexed Universal Life Insurance may not be a standard term life insurance policy but its unique investment growth provides consumers a new method to increase their initial basic investment. Families deserve security for the unknown storms that ominously loom above the horizon. EQUOTE provides a continuous stream of innovative solutions that contribute to the future fiscal security of every client that enrolls in the system.
For more information on the process behind Indexed Universal Life Insurance (IUL), please log on to:http://www.equote.com.