Houston, TX (PRWEB) October 03, 2013
The process of obtaining a Houston home loan to buy a new home or refinancing a home mortgage can be a complicated and harrowing process in the eyes of many Americans these days. Sometimes the dream of owning a home can be overshadowed by feelings of uncertainty. But now that uncertainty is being assuaged for many hopeful homebuyers by the Houston, Texas based lender Hope Tree Home Loans and their new Easy Qualify Houston home loan programs.
Whether people in the current economic climate are in need of home loans in the city of Houston, state or Texas, or anywhere beyond throughout the US, the primary aspect that prevents individuals from pursuing their dreams of home ownership is oftentimes a simple matter of not knowing where to start. Or if they have started doing their research, they may need help when it comes to the mortgage lending process. Hope Tree Home Loans is helping buyers take advantage of great Texas mortgage rates and navigate the lending process and making dreams come true for many new home owners with their focus on transparency throughout the home buying process and keeping clarity and understanding on the side of their clients. This sort of commitment to their community is the mission of Hope Tree, and resonates deeply with their unique program that allows customers to delegate a percentage of the principle sum of their loan to be donated to a favorite charity or non-profit organization at absolutely no cost to the borrower. Add to this equation the fact that Hope Tree's certified loan officers do not work on commission - as do so many other mortgage lenders - and it becomes clear that this unique lender's honest investment in its community is raising the bar for mortgage lenders in Houston, Texas, and beyond.
One of the first things Hope Tree Home Loans provides for its virtual visitors is a clear definition of QRMs, or Qualified Residential Mortgages and risk retention, and how this can have an end effect on borrowers' loans. The easy to navigate website also offers mortgage rate, purchase assistant, refinance advisor and debt consolidator tools to help narrow down options based on an individuals needs, all free of cost or obligation for interested consumers. There is also a simple Quick Quote toolbar for anyone looking for a quick and easy quote. Hope Tree's emphasis on transactional efficiency coupled with their transparency and clarity throughout the lending process is key to developing lasting and beneficial relationships with homebuyers needing a home loan in Houston, Texas, as well as many neighboring states. At a time when all the rules and regulations that go along with buying a home has gotten to be too much in the eyes of potential homeowners, a lender with this kind of commitment to service and community is a step back in the right direction for the industry as a whole. Buyers in the market for mortgage lenders can call Hope Tree Home Loans toll free at 1.888.227.8686 or visit them online at http://www.hopetreehomeloans.com.