Park City, Utah (PRWEB) October 13, 2013
Today, Zane Benefits, the number one online small business health benefits solution, published new information on the advantages of individual health insurance.
According to Zane Benefits’ website, with health reform, there are new advantages to individual health insurance for both employees and small businesses. In the past, most Americans received health insurance through their employer. But new advantages are shifting more individuals towards buying individual health insurance plans, and more small businesses towards a defined contribution health plan model.
Individual health insurance is a policy an employee purchases for themselves and their family through a licensed health insurance agent. As of October 1, 2013, employees can pick a plan that best fits their needs, including the doctor, keep the same plan for as long as they want, and save money via new premium subsidies.
While individual health insurance plans are not new, there are new advantages that level the playing field with employer-sponsored health insurance. These new advantages include:
Coverage for a pre-existing condition and coverage of essential health benefits;
Employees keep their plan when they switch jobs;
Employees choose the specific network;
Employees choose the level of coverage they need, specific to their family's medical needs;
Individual health insurance, on average, costs less.
Click here to read the full article.
About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHealth") for defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about Zane Benefits, visit http://www.zanebenefits.com.