A low mileage discount is designed for drivers who only use their vehicles sparingly throughout the year.
Fox Lake, Illinois (PRWEB) October 14, 2013
Independent insurance agency, The Major Agency, believes in educating its clients. Its staff places priority on education in order to keep its clients up-to-date and in-the-know when it comes to policies and savings. With October here, The Major Agency is here to explain what a low mileage auto insurance discount is and how college students can benefit from one this fall semester.
The parents of a college-bound student may wonder if it is a good idea to remove their son or daughters’ vehicles from the family auto insurance plan. Truth be told, many college campuses do not allow students to take their vehicles to campus for the first year. If this is the case, parents may want to check in with their insurance agency. There is an easier way to deal with this.
If a teen’s car will be sitting idle in the driveway while they are away for school, there is no reason to pay for the same coverage. However, instead of canceling the coverage, a low mileage discount can be obtained. A low mileage discount is designed for drivers who only use their vehicles sparingly throughout the year. Unless he or she will be driving his or her car around, this is the best option to ensure that you see a reduction in your overall auto insurance premium.
Parents may still wonder why it is a bad idea to take their child off the policy entirely. This is not the best option, especially if he or she will be coming home for winter and spring break. Surely, they will want to drive their car around and visit friends, run errands, and more. Without coverage, even a minor accident could end up costing hundreds or thousands of dollars. Ultimately, it is best to reduce coverage with the low mileage discount rather than rid of coverage all together.
Parents and college students of Illinois who are interested in hearing more about a low mileage discount should contact The Major Agency at 888-906-7993. Its agents would be more than happy to discuss and educate its community on how to save this season.
About The Major Agency:
The Major Agency is an independent insurance agency that was founded in 1960. Over time, it has grown to serve over 2,300 clients in the greater Chicago area. The main focus of their business is providing the best possible insurance services to their customers. Since every person and business has unique insurance needs, The Major Agency believes that their job is to help residents and companies in Chicago understand the many insurance coverage options so that customers can make the best possible decisions for their needs. This agency values quality, professionalism, and forming long-term relationships with both providers and customers.