Kalamazoo, MI (PRWEB) October 14, 2013
Independent insurance agency Nulty Insurance expresses concern for Michigan homeowners this month. With Halloween around the corner and holidays down the line, many homes may be lit up and decorated. It is no secret that many of these decorative pieces will be using electricity, and if homeowners are not careful, a fiery disaster could arise. The agency is here to discuss the importance of electrical fire safety this month and share a few tips.
Claiming the lives of 280 Americans and injuring over 1,000 more every year, electrical fires are one of the most serious dangers to the home and its residents, according to the U.S. Fire Administration. These fires are often the result of faulty wiring that is no longer functioning properly or overloaded circuits. In order to avoid such a disaster at home, here are a few tips from Nulty Insurance to prevent electrical fires from occurring.
#1: Routine checking of electrical wiring and appliances is a way to spot a problem before it causes a fire. Some of the most common causes of electrical fires are overloaded circuits, light bulbs, improper use of extension cords and poor maintenance. Aging or faulty electrical wiring in outlets is also another common cause of residential fires. Check appliances (or holiday décor) and extension cords for signs of fraying, exposed wires and worn spots. Replace any damaged cords before there is a problem.
#2: Electrical cords on all household appliances and decorations should be plugged directly into a wall outlet. Avoid using extension cords for these, as they are designed for temporary use. Don't place electrical cords in the path of traffic or underneath rugs to avoid damage.
#3: Lamps and other light fixtures can also cause an electrical fire. Be sure to place light bulbs that match the recommended wattage on all light fixtures. Contact a licensed electrician when having problems with circuit breakers, flickering lights, broken wall outlets, hot wall outlets or a burning smell from outlets or appliances.
#4: Homeowners should note that December and January are the time when most fires are reported because many people are using portable heaters during these cold months. However, this could happen at any time during the fall and winter months. Before using a portable heater, read instructions thoroughly and never place it in the path of children or pets. Never place portable heaters near magazines, bed covers or curtains as they could catch fire.
Nulty Insurance encourages homeowners to install a smoke detector at home, if there is not one installed already. It can reduce the chance of dying in a residential fire by as much as 60 percent. Having a fire extinguisher may also help put out small fires. Last but not least, all homeowners should carry adequate home insurance, which can help recover the losses from fires. Homeowners interested in learning more about what insurance solutions Nulty Insurance can provide should call the agency directly at 877-830-3099.
About Nulty Insurance:
Since 1945, Nulty Insurance has been a family-owned insurance agency. Committed to building a reputation for being "simply the best" agency in Southwest Michigan, the agency focuses on bringing clients the best products, with the most personal service, in the insurance industry. Built on innovation, security, and integrity, Nulty has earned the trust of Michigan residents by providing superior service, a quality product, and a competitive price. The insurance industry is an ever-changing environment. Fortunately, at Nulty Insurance the agents are on top of these changes in order to best serve the Michigan community. Looking for comprehensive insurance services that meet your personal needs? Call 877-830-3099 today.