Belleville, Ill (PRWEB) October 16, 2013
During Medicare annual open enrollment—Oct. 15 to Dec. 7—nearly 50 million people have the opportunity to potentially improve their healthcare coverage and lower their costs. However, many people don’t take advantage of this 54-day window to make changes, according to Allsup, a nationwide provider of Medicare plan selection services.
“Comparing plans and choosing coverage can be complex. As a result many people stay where they are, missing out on important benefits and cost savings, rather than deal with the complexity,” said Paula Muschler, operations manager of the Allsup Medicare Advisor®. This is a Medicare plan selection service offering personalized help that includes customized research and enrollment assistance.
Only 15 percent of seniors report changing their Medicare plans in the past year or plan to change their Medicare plans in the next year, according to the Allsup Medicare Advisor Seniors Survey, using data collected in 2012.
“Medicare plans can change what they cover, or your own needs may have changed, or both,” Muschler said. “If you continue with the same plan next year, you could find your plan doesn’t cover things you thought it did or that you need, leaving you holding the bill.”
In fact, 43 percent of seniors said they have experienced unexpected costs for medications, treatments and doctor visits that Medicare did not pick up, according to the Allsup survey.
Reasons to Switch Medicare Coverage
Muschler outlined the following reasons why beneficiaries should review their Medicare plans during the annual open enrollment season and consider switching plans.
With only about seven weeks during Medicare open enrollment, it’s important that people start their evaluation as soon as possible. “Reviewing your Medicare plan options earlier rather than later will put you in a better position to research your options and get the help you may need during the annual enrollment window,” Muschler said.
For an evaluation of Medicare options, call an Allsup Medicare Advisor specialist at (866) 521-7655 or visit Medicare.Allsup.com to learn more about the service.
The Allsup Medicare Advisor also has features that help financial advisors guide their clients to the Medicare plans that match their specific lifestyles and healthcare needs. Employers also use Allsup Medicare Advisor for their employees who are retiring and transitioning to Medicare. For more information, go to FinancialAdvisor.Allsup.com, or call (888) 220-9678.
Allsup is a nationwide provider of Social Security disability, veterans disability appeal, Medicare and Medicare Secondary Payer compliance services for individuals, employers and insurance carriers. Allsup professionals deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. Founded in 1984, the company is based in Belleville, Ill., near St. Louis. For more information, go to http://www.Allsup.com or visit Allsup on Facebook at http://www.facebook.com/Allsupinc.
The information provided is not intended as a substitute for legal or other professional services. Legal or other expert assistance should be sought before making any decision that may affect your situation.
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