Cleveland Fed’s Forefront Looks at Regional Banks, Student Loan Debt, and the outlook for small business

Share Article

New content from Forefront, the Federal Reserve Bank of Cleveland’s policy publication, zeroes in on: the traits shared by healthy (and not-so-healthy) regional banks; the implications of rising student loan debt; and the outlook for small business.

News Image
Policymakers would be wise to watch the trajectory of student debt carefully, be mindful of its longer-term implications, and consider policy alternatives that can minimize its drag on the economy.

New content from Forefront, the Cleveland Fed’s policy publication, zeroes in on a small but important segment of the financial marketplace: regional banking organizations (RBOs), which is defined as banks with assets between $10 billion and $50 billion. Forefront presents preliminary results of an analysis of the traits shared by healthy RBOs, and those shared by not-so-healthy RBOs. Some of the findings may surprise you.

Student loan debt has been growing and now averages about $30,000 per student. Forefront examines some of the longer-term implications of this rising debt burden and considers policy alternatives that can minimize its drag on the economy.

Forefront also reports the results of our survey of small businesses, and examines how anchor institutions and the arts are helping to redefine the Rust Belt.

Finally, Eldar Shafir, a cognitive scientist and psychologist, discusses why people are really not rational in the way that economists like to think they are.

Find it all here.

Share article on socal media or email:

View article via:

Pdf Print

Contact Author

June Gates
Follow us on
Visit website