Irvine, CA (PRWEB) November 07, 2013
Now that the Affordable Care Act, or Obamacare, enrollment has begun, individuals and businesses all across the nation are wondering how their lives will be affected by this huge change in healthcare in the United States. Obamacare will become law effective January 1st, 2015.
Health Plans 4 Less, an organization that helps people understand insurance plans and save money, is rapidly becoming Obamacare specialists and wants to explain what this will mean for Americans.
Obamacare affects all individuals who do not receive healthcare through an employer. The new program is aimed at making health insurance plans affordable to everyone. The changes brought by Obamacare affect both individuals and businesses that employ more than 50 employees.
If an individual is looking to enroll in a health plan themselves, it is important to note that:
If an employer has more than 50 people on their payroll, they should know that:
-Any business with 50 or more employees or full-time equivalents, or FTEs, falls into a class known as “applicable large employer.” The business tax status in 2015 reflects the number of full-time, or F.T.E.s, employed in 2014. Every applicable large employer must start offering insurance to at least 95 percent of its full time employees or face a tax penalty.
Health Plans 4 Less strives to help anybody understand insurance plans and save money on health insurance. More information can be found on their blog at: http://healthplans4less.com/blog/
Founded in 1996, Health Plans 4 Less ™ continues to be a leader nationally in helping self-employed individuals, small businesses and their employees save 30 – 50% each month on their health insurance. At the same time, we help them achieve much better benefits in the areas that matter most.
Health Plans 4 Less ™ sits on Anthem Blue Cross’ 10 member National Advisory Council Board and is recognized by Anthem Blue Cross for excellence as one of their Premier Platinum Partners. In addition, Health Plans 4 Less ™ was also recognized as a “Top Producer” for Health Net for 2010.
Health Plans 4 Less ™ is a member in good standing with the Better Business Bureau.