Every Day is Veterans Day When You Carry the PenFed Defender American Express® Card

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In honor of Veterans Day, PenFed Defender Cardmembers receive 2% cash back on all their Card purchases made in the month of November.*

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The PenFed Defender American Express® Card

Our nation's defenders deserve the absolute best. PenFed designed this Card exclusively for all those who serve us and we feel that everyone serving in military should take advantage of the great benefits that the Defender Card has to offer.

PenFed (Pentagon Federal Credit Union) announced today that in honor of Veterans Day, all PenFed Defender American Express® Cardmembers will enjoy an extra 0.5% cash back on every purchase they make during the month of November--—this is in addition to the 1.5% cash back rewards Cardmembers already receive on all their purchases.

"Our nation's defenders deserve the absolute best, and so it is a pleasure to extend this offer to our members who carry this Card," said Kevyn Myers, executive vice president of card services, PenFed. "Because we designed this Card exclusively for all those who serve us; we feel that everyone serving in military should take advantage of the great benefits that the Defender Card has to offer."

The Defender American Express Card is like no other credit card available in the industry. With features such as cash rewards, no fees, and a low APR, Defender Cardmembers enjoy the following:

  • Cash Rewards: Cardmembers earn 2% cash back on every purchases they make during the month of November*
  • Low Purchase APR: Cardmembers enjoy a low 6.99% introductory purchase APR for the first 60 months. After that the APR will vary with the market based on the Prime Rate, and is currently 9.99%*.
  • No Fees: Absolutely no fees or penalty pricing—including no annual fee, no foreign transaction fee, no balance transfer fee, no cash advance fee, no late fee, and no over credit limit fee.
  • Simplified Rewards: This Card had no complicated tiers, caps or limits on the cash rewards cardholders can earn; and cash back rewards are conveniently credited to Cardmember’s account each month.
  • Special Balance Transfer Offer: As an added incentive, Defender Cardmembers enjoy a 4.99% APR promotional balance transfer rate, now through

December 31, 2013, on all their transfers for the life of balance and with no balance transfer fee. After that, the APR for any new balance transfers will be 9.99%, and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.

Card Eligibility: The Defender Card is exclusively available to the courageous men and women of the United States military. Eligibility includes PenFed members and those who join PenFed, who are currently active U.S. military—including reservists, the National Guard, and those retired or honorably discharged veterans of the U.S. military. PenFed has also extended the product to eligible members of certain affinity groups that belong to the credit union’s Membership Charter.

To learn more about PenFed and membership eligibility, call 800.247.5626 or visit PenFed.org.

About PenFed (Pentagon Federal Credit Union)

Established in 1935, PenFed is one of the largest credit unions in the country serving over 1.2 million members worldwide; with more than $16 billion in assets. Its longstanding mission has been to provide superior financial services, responsive to members’ needs in a cost effective manner. PenFed offers market leading mortgages, automobile loans, credit cards, checking, and a wide range of other financial services with its members’ interests always in mind. Serving a diverse population, there are hundreds of ways to become a PenFed member; including numerous association members and employee groups. PenFed is federally insured by the National Credit Union Administration, does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act, and is an equal housing lender.

*Disclosures: Federally Insured by NCUA. Rates are current as of October 1 2013, unless otherwise noted, and are subject to change. The APR for cash advances is 9.99%. This APR will vary with the market based on the Prime Rate. Cash advances, credit card checks, or balance transfers are excluded from cash rewards. 2% cash back on purchases is valid from November 1, 2013 through November 30, 2013. After that, the cash back rewards will return to 1.5% cash back on purchases. This Credit Card program is issued and administered by PenFed. American Express® is a federally registered service mark of American Express and is used by PenFed pursuant to a license.

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