John Thornton
On the Exchange policies must have completed applications by December 15, 2013.
Lewisville, TX (PRWEB) November 21, 2013
Insurance4Dallas is pleased to announce their Health Insurance Website for Texans with the same health insurance coverage that is on Healthcare.gov. Therefore, to bypass the website issues of the Affordable Care Act (ACA), go to http://www.insurance4dallas.com and listen to Genevieve, then follow the instructions. Visitors will have access to “On the Exchange” and “Off the Exchange” policies. The differences between the two exchanges are:
With “On the Exchange” policies, applicants may qualify for subsidies based on the price of insurance and their income. Also, “On the Exchange” policies may have limited carriers and networks. With “Off the Exchange” policies, applicants will not qualify for subsidies. Also, applicants will have a larger selection of insurance carriers as well as networks.
On the Exchange policies must have completed applications by December 15th to get an effective date of January 1, 2014. These plans will have a maximum out of pocket expense which will include deductibles and co-insurance totaling $6350.00 for an individual and $12,700.00 for a family. On the Exchange policies will also contain the “10 Essential Health Benefits,” which include pediatric dental and vision care.
Off the Exchange policies can have an effective date up to the middle or the end of December, depending on the health insurance company. If applicants do not qualify for a subsidy, policies applied for with an effective date prior to January 1st, may be less expensive because they do not have to include all mandates in the Affordable Care Act. However, upon renewal in 2014, the renewed policy will include all mandates in the Affordable Care Act.
About Insurance4Dallas
The Thornton Insurance Agency, which uses Insurance4Dallas.com (I4D) as its URL, is an online source of health insurance for individuals, families and small businesses. Insurance4Dallas removes the intricacy out of selecting medical insurance by providing data in an objective, easy to read format, enabling the research, analysis, comparison and purchase of health and life insurance products that best meet consumers’ needs.
Insurance4Dallas.com has developed partnerships with many of the major insurance carriers, offering competitive insurance products online. I4D has worked hard with insurance carriers to provide a seamless and secure connection electronically that gives us real time and direct connectivity to the Carrier’s application process. This decreases the time considerably for processing your insurance application.
Insurance4Dallas.com provides consumers with detailed information and the ability to apply for insurance online. I4D provides a full spectrum of health, life and dental insurance plans with a selection of price and benefit options, complemented by personable customer service. Available via phone, email or fax, Insurance4Dallas answers consumer questions throughout the process of purchasing and using health insurance.
The Thornton Insurance Agency was founded by John Thornton, who has been licensed and selling Insurance since 1986. He lends his expertise in the continued focus of customer satisfaction by becoming Texas’s number one online source for Life and Health Insurance. The Thornton Insurance Agency is headquartered in Lewisville, TX.