The key to lowering auto insurance costs may be as simple as not adding roadside assistance coverage to your car insurance policy
(PRWEB) November 14, 2013
Don’t add roadside assistance coverage to your car insurance policy. Best Roadside Service, a Fortegra Company explains that the key to lowering auto insurance costs may be as simple as this one step.
Ever wonder why your car insurance premiums go up and you didn’t have any accidents or tickets? You call your insurance company and say "why are my rates going up and I didn’t do anything?" Of course, they will never tell you the secret.
Perhaps you had your roadside coverage with your insurance company and called in for an emergency service like getting your keys locked outside of your car, or you ran out of gas, maybe you left your lights on and the battery is dead or maybe you had a flat tire. Maybe your car just wouldn’t start. No matter what the emergency is, if you called the roadside number associated with your car insurance policy, the insurance company now has a claim against you and they will use that against you when your premium comes up for renewal. They track everything. Big Brother is watching you! An average roadside claim is around $80 so if they had to come out at least once during your insurance term, BINGO, your rates could go up. Someone has to pay for that service call—and guess what—you are paying for it!
Kirk Schultz, Customer Accounts Manager of Best Roadside Service goes on to explain further, "The car insurance companies want to track your vehicles actions. Have you seen the TV commercials with the famous insurance company saying that you can get safe driver discounts if you install a device that hooks to your car and monitors your driving habits? Seriously, do you want big brother monitoring your driving habits? Of course not. Never. Car insurance companies will find any way to increase your rates and if they know how you’re driving, that is just another way for them to get rate hikes from you." Or if you call in for roadside service, that’s another way they can raise your car insurance rates, explains Schultz of the Houston, TX based roadside assistance company, which serves the US and Canada.
For as little as $65 a year, you can have your vehicle covered for all minor and major roadside emergencies and have the peace of mind knowing your covered in any roadside emergency and that your service calls will not be tracked by your car insurance company.
All of our members feel the same way-the less your car insurance company knows about your driving habits the better and keeping your roadside service plan separate from your insurance company will help keep your car insurance premiums from getting raised. So, next time your plan comes up for renewal, say you’re going with Best Roadside Service and say no to the insurance company’s roadside plan. This will ultimately help keep your premium lower and more money in your pocket!
About Best Roadside Service:
Best Roadside Service is a division of Fortegra Financial. Since 1986, Best Roadside Service has offered emergency roadside assistance services for issues like vehicle breakdowns, dead batteries, flat tires, lost keys and running out of fuel for motorists in the US and Canada. Prided on value and reliable service, Best Roadside Service offers both vehicle and individual plans.