Zane Benefits Publishes New Information on Small Biz Health Insurance

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Creating All-Star Small Biz Health Insurance

Today, Zane Benefits, the number one online small business health benefits solution, published new information on small biz health insurance.

According to Zane Benefits’ website, HR professionals are responsible for wearing many hats at small businesses, including employee health benefits administration, hiring and retention, training, payroll, and employee satisfaction. On top of that, HR is required to balance the company's expectations with employees' expectations. Keeping everyone happy can feel like walking a tight-rope, but a job well done means you're a company all-star small biz health insurance success.

For the 65% of small businesses who do not offer health insurance, there is one emerging small biz health insurance solution that is picking up traction because of its ability to save businesses and employees money:

The biggest concern of small businesses with health insurance is the cost -- both the cost of entry when starting to offer health insurance, and the costs increases many businesses face at annual renewal time.

Creating cost and liability controls is vital to any business's predictability and scalability. And yet, being able to set, control, and predict all health benefits costs is revolutionary for many businesses because traditional health insurance does not offer these controls.

With "pure" defined contribution health benefits, the business offers employees healthcare allowances ("defined contributions") to use on individual health insurance. There is no small group health insurance plan. Employees can purchase any qualified plan and receive reimbursement up to the amount of their allowance. Out of all small business health insurance solutions out there, "pure" defined contribution achieves the most controllable costs.

According to Zane Benefits’ website, defined contribution stretches the business's health benefits dollars farther. On the individual market, health plans are much less expensive than group coverage. And in 2014 eligible employees can access health insurance tax subsidies.

In the past, group health insurance was the best way for small businesses to provide quality health insurance to employees. Today, group health insurance is a source of frustration with declining benefits and increased costs. Small businesses need solutions to offer the same quality of coverage, but with controllable cost and sustainable administrative effort. "Pure" defined contribution health benefits provide this solution.

Click here to read the full article.


About Zane Benefits
Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHealth") for defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about Zane Benefits, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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