London (PRWEB) December 04, 2013
Synopsis
The report provides in depth market analysis, information and insights into the Russian personal accident and health insurance segment, including:
-The Russian personal accident and health insurance segment’s growth prospects by insurance categories
-Key trends and drivers for the personal accident and health insurance segment
-The various distribution channels in the Russian personal accident and health insurance segment
-Detailed competitive landscape in the personal accident and health insurance segment in Russia
-A description of the personal accident and health reinsurance segment in Russia
-Porter's Five Forces Analysis of the personal accident and health insurance segment
-Benchmarking section on the Russian personal accident and health insurance segment in comparison to other CEE countries
Summary
Personal accident and health insurance was the largest segment in the Russian insurance industry in terms of gross written premium in 2012. The segment accounted for 59.6% of the total insurance industry value and increased at a CAGR of 14.4% during the review period. Mandatory health insurance products recorded consistent levels of demand, while significant growth was registered in the demand for personal accident and VMI products.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Russia:
-It provides historical values for Russia's personal accident and health insurance segment for the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
-It offers a detailed analysis of the key sub-segments in Russia's personal accident and health insurance segment, along with market forecasts until 2017
-It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions
-It analyses the various distribution channels for personal accident and health insurance products in Russia
-Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Russia for the personal accident and health insurance segment
-It provides a detailed analysis of the reinsurance segment in Russia and its growth prospects
-It profiles the top personal accident and health insurance companies in Russia and outlines the key regulations affecting them
Reasons To Buy
-Make strategic business decisions using historic and forecast market data related to the Russian personal accident and health insurance segment and each category within it
-Understand the demand-side dynamics, key market trends and growth opportunities within the Russian personal accident and health insurance segment
-Assess the competitive dynamics in the personal accident and health insurance segment, along with the reinsurance segment
-Identify the growth opportunities and market dynamics within key product categories
-Gain insights into key regulations governing the Russian insurance segment and its impact on companies and the market's future
Key Highlights
-The Russian personal accident and health insurance segment accounted for 59.6% of the total insurance industry’s gross written premium in 2012
-Favorable demographic factors such as changing lifestyle patterns and an increased understanding of diseases in Russia led to a rise in expenditure on personal accident and healthcare products
-The Russian government has introduced regulations making life and health insurance mandatory for any patient involved in a clinical trial, to protect against any harm caused
-To protect public health, the Russian Health Ministry drew up a draft law on compulsory insurance against medical errors or malpractice
-The Russian Finance Ministry has put forward a proposal to fix the minimum amount of insurance cover at RUB1 million (US$32,300) for all citizens traveling abroad. This is likely to add to the growth of travel insurance
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Personal Accident and Health Insurance
4.1 Scale and Penetration
4.1.1 Total market gross written premium
4.1.2 Premium per capita
4.1.3 Personal accident and health insurance penetration (as a percentage of GDP)
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Incurred losses per capita
4.3.3 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 Bancassurance
4.4.3 Agencies
5 Russian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends and Drivers
5.2.1 Business drivers
5.2.2 Consumer drivers
6 Personal Accident and Health Insurance Outlook
6.1 Personal Accident and Health Insurance Growth Prospects by Category
6.1.1 Personal accident
6.1.2 Travel insurance
6.1.3 Health insurance
7 Analysis by Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-Commerce
7.5 Brokers
7.6 Other Channels
8 Porter’s Five Forces Analysis – the Russian Personal Accident and Health Insurance Segment
8.1 Bargaining Power of Suppliers: Medium
8.2 Bargaining Power of Buyers: Medium to High
8.3 Barriers to Entry: Low to Medium
8.4 Intensity of Rivalry: Medium to High
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dynamics and Challenges
9.1 Reinsurance Segment Size, 2008–2017
9.2 Reinsurance Segment Size by Type of Insurance, 2008–2017
10 Governance, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Legislation Trends by Type of Insurance
10.2.1 Life insurance regulatory trends
10.2.2 Property insurance regulatory trends
10.2.3 Liability insurance regulatory trends
10.2.4 Motor insurance regulatory trends
10.2.5 Marine and aviation insurance regulatory trends
10.2.6 Health insurance regulatory trends
10.3 Compulsory Insurance
10.3.1 Compulsory liability insurance of a carrier to the passenger of the aircraft
10.3.2 Compulsory motor liability insurance (OSAGO)
10.3.3 Compulsory third-party liability insurance for hazardous activities
10.4 Supervision and Control
10.4.1 International Association of Insurance Supervisors
10.4.2 Federal Insurance Supervision Agency (FISA)
10.4.3 All-Russian Insurance Association (ARIA)
10.4.4 Russian Association of Motor Insurers (RAMI)
10.5 Non-Admitted Insurance Regulatory Trends
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market Practices
10.5.4 Fines and Penalties
10.6 Company Registration and Operations
10.6.1 Type of Insurance Organizations
10.6.2 Establishing a Local Company
10.6.3 Foreign Ownership
10.6.4 Types of License
10.6.5 Capital Requirements
10.6.6 Solvency Margins
10.6.7 Reserve Requirements
10.6.8 Investment Regulations
10.6.9 Policy Terms and Conditions
10.7 Taxation
10.7.1 Insurance Premium or Policy Taxation
10.7.2 Withholding Taxes on Premium Paid Overseas
10.7.3 Corporate Tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to Court
10.8.3 Alternative Dispute Resolution
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Russia Personal Accident and Health Insurance Segment
11.3 ROSNO-MS – Company Overview
11.3.1 ROSNO-MS – key facts
11.4 SOGAZ-Med– Company Overview
11.4.1 SOGAZ-Med– key facts
11.5 Rosgosstrakh-Medicine – Company Overview
11.5.1 Rosgosstrakh-Medicine – key facts
11.6 RESO-Med– Company Overview
11.6.1 RESO-Med– key facts
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend – Moscow Exchange, Russia
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita PPP (US dollars)
12.2.3 GDP at current prices (US dollars)
12.2.4 GDP per capita at current prices (US dollars)
12.2.5 GDP by key sectors
12.2.6 Agriculture net output at current prices (RUB)
12.2.7 Agriculture net output at current prices (US$)
12.2.8 Agriculture net output at current prices as a percentage of GDP
12.2.9 Manufacturing net output at current prices (RUB)
12.2.10 Manufacturing net output at current prices (US$ Billion)
12.2.11 Manufacturing net output at current prices as a percentage of GDP
12.2.12 Mining, manufacturing and utilities net output at current prices (RUB)
12.2.13 Mining, manufacturing and utilities at current prices (US$)
12.2.14 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.15 Construction net output at current prices (RUB)
12.2.16 Construction net output at current prices, (US$)
12.2.17 Construction net output at current prices as a percentage of GDP
12.2.18 Inflation rate
12.2.19 Exports as a percentage of GDP
12.2.20 Imports as a percentage of GDP
12.2.21 Exports growth
12.2.22 Imports growth
12.2.23 Annual average exchange rate US$-RUB
12.3 Infrastructure Quality and Availability
12.3.1 Commercial vehicles exports, total value
12.3.2 Commercial vehicles imports total value
12.3.3 Automotive exports total value
12.3.4 Automotive imports total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross national disposable income (US$)
12.5.2 Total population
12.5.3 Urban and rural populations
12.5.4 Median age of population
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Us
13.3 About Timetric
13.4 Disclaimer
13.5 230
List of Tables
Table 1: Insurance Industry Definitions
Table 2: Russian Insurance – Overall Written Premium by Segment (RON Billion), 2008–2012
Table 3: Russian Insurance – Overall Written Premium by Segment (US$ Billion), 2008–2012
Table 4: Russian Insurance – Overall Written Premium by Segment (RON Billion), 2012–2017
Table 5: Russian Insurance – Overall Written Premium by Segment (US$ Billion), 2012–2017
Table 6: Russian Insurance – Segmentation (% Share), 2008–2017
Table 7: Russian Personal Accident and Health Insurance – Written Premium by Category (RON Million), 2008–2012
Table 8: Russian Personal Accident and Health Insurance – Written Premium by Category (US$ Million), 2008–2012
Table 9: Russian Personal Accident and Health Insurance – Written Premium by Category (RON Million), 2012–2017
Table 10: Russian Personal Accident and Health Insurance – Written Premium by Category (US$ Million), 2012–2017
Table 11: Russian Personal Accident and Health Insurance – Earned Premium (RON Million), 2008–2012
Table 12: Russian Personal Accident and Health Insurance – Earned Premium (RON Million), 2012–2017
Table 13: Russian Personal Accident and Health Insurance – Paid Claims by Category (RON Million), 2008–2012
Table 14: Russian Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2008–2012
Table 15: Russian Personal Accident and Health Insurance – Paid Claims by Category (RON Million), 2012–2017
Table 16: Russian Personal Accident and Health Insurance – Paid Claims by Category (US$ Million), 2012–2017
Table 17: Russian Personal Accident and Health Insurance – Incurred Loss by Category (RON Million), 2008–2012
Table 18: Russian Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2008–2012
Table 19: Russian Personal Accident and Health Insurance – Incurred Loss by Category (RON Million), 2012–2017
Table 20: Russian Personal Accident and Health Insurance – Incurred Loss by Category (US$ Million), 2012–2017
Table 21: Russian Personal Accident and Health Insurance – Loss Ratio (%), 2008–2012
Table 22: Russian Personal Accident and Health Insurance – Loss Ratio (%), 2012–2017
Table 23: Russian Personal Accident and Health Insurance – Commission and Expenses (RON Million), 2008–2012
Table 24: Russian Personal Accident and Health Insurance – Commission and Expenses (RON Million), 2012–2017
Table 25: Russian Personal Accident and Health Insurance – Combined Ratio (%), 2008–2012
Table 26: Russian Personal Accident and Health Insurance – Combined Ratio (%), 2012–2017
Table 27: Russian Personal Accident and Health Insurance – Frauds and Crimes (RON Million), 2008–2012
Table 28: Russian Personal Accident and Health Insurance – Frauds and Crimes (RON Million), 2012–2017
Table 29: Russian Personal Accident and Health Insurance – Total Assets (RON Million), 2008–2012
Table 30: Russian Personal Accident and Health Insurance – Total Assets (RON Million), 2012–2017
Table 31: Russian Personal Accident and Health Insurance – Total Investment Income (RON Million), 2008–2012
Table 32: Russian Personal Accident and Health Insurance – Total Investment Income (RON Million), 2012–2017
Table 33: Russian Personal Accident and Health Insurance – Retentions (RON Million), 2008–2012
Table 34: Russian Personal Accident and Health Insurance – Retentions (RON Million), 2012–2017
Table 35: Russian Personal Accident Insurance – Number of Policies Sold (Thousand), 2008–2012
Table 36: Russian Personal Accident Insurance – Number of Policies Sold (Thousand), 2012–2017
Table 37: Russian Personal Accident Insurance – Written Premium (RON Million), 2008–2012
Table 38: Russian Personal Accident Insurance – Written Premium (RON Million), 2012–2017
Table 39: Russian Personal Accident Insurance – Loss Ratio (%), 2008–2012
Table 40: Russian Personal Accident Insurance – Loss Ratio (%), 2012–2017
Table 41: Russian Travel Insurance – Number of Policies Sold (Thousand), 2008–2012
Table 42: Russian Travel Insurance – Number of Policies Sold (Thousand), 2012–2017
Table 43: Russian Travel Insurance – Written Premium (RON Million), 2008–2012
Table 44: Russian Travel Insurance – Written Premium (RON Million), 2012–2017
Table 45: Russian Travel Insurance – Loss Ratio (%), 2008–2012
Table 46: Russian Travel Insurance – Loss Ratio (%), 2012–2017
Table 47: Russian Health Insurance – Written Premium by Sub-Category (RON Million), 2008–2012
Table 48: Russian Health Insurance – Written Premium by Sub-Category (US$ Million), 2008–2012
Table 49: Russian Health Insurance – Written Premium by Sub-Category (RON Million), 2012–2017
Table 50: Russian Health Insurance – Written Premium by Sub-Category (US$ Million), 2012–2017
Table 51: Russian Non-Life Health Insurance – Number of Policies Sold (Thousand), 2008–2012
Table 52: Russian Non-Life Health Insurance – Number of Policies Sold (Thousand), 2012–2017
Table 53: Russian Non-Life Health Insurance – Written Premium (RON Million), 2008–2012
Table 54: Russian Non-Life Health Insurance – Written Premium (RON Million), 2012–2017
Table 55: Russian Non-Life Health Insurance – Loss Ratio (%), 2008–2012
Table 56: Russian Non-Life Health Insurance – Loss Ratio (%), 2012–2017
Table 57: Russian Life Health Insurance – Number of Policies Sold (Thousand), 2008–2012
Table 58: Russian Life Health Insurance – Number of Policies Sold (Thousand), 2012–2017
Table 59: Russian Life Health Insurance – Written Premium (RON Million), 2008–2012
Table 60: Russian Life Health Insurance – Written Premium (RON Million), 2012–2017
Table 61: Russian Life Health Insurance – Loss Ratio (%), 2008–2012
Table 62: Russian Life Health Insurance – Loss Ratio (%), 2012–2017
Table 63: Russian Personal Accident and Health Insurance – Direct Marketing Commission Paid (RON Million), 2008–2012
Table 64: Russian Personal Accident and Health Insurance – Direct Marketing Commission Paid (RON Million), 2012–2017
Table 65: Russian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (RON Million), 2008–2012
Table 66: Russian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (RON Million), 2012–2017
Table 67: Russian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2008–2012
Table 68: Russian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2012–2017
Table 69: Russian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2008–2012
Table 70: Russian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2012–2017
Table 71: Russian Personal Accident and Health Insurance – Bancassurance Commission Paid (RON Million), 2008–2012
Table 72: Russian Personal Accident and Health Insurance – Bancassurance Commission Paid (RON Million), 2012–2017
Table 73: Russian Personal Accident and Health Insurance – Written Premium Through Bancassurance (RON Million), 2008–2012
Table 74: Russian Personal Accident and Health Insurance – Written Premium Through Bancassurance (RON Million), 2012–2017
Table 75: Russian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2008–2012
Table 76: Russian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2012–2017
Table 77: Russian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2008–2012
Table 78: Russian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2012–2017
Table 79: Russian Personal Accident and Health Insurance – Commission Paid to Agencies (RON Million), 2008–2012
Table 80: Russian Personal Accident and Health Insurance – Commission Paid to Agencies (RON Million), 2012–2017
Table 81: Russian Personal Accident and Health Insurance – Written Premium Through Agencies (RON Million), 2008–2012
Table 82: Russian Personal Accident and Health Insurance – Written Premium Through Agencies (RON Million), 2012–2017
Table 83: Russian Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2008–2012
Table 84: Russian Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2012–2017
Table 85: Russian Personal Accident and Health Insurance – Number of Agencies, 2008–2012
Table 86: Russian Personal Accident and Health Insurance – Number of Agencies, 2012–2017
Table 87: Russian Personal Accident and Health Insurance – E-Commerce Commission Paid (RON Million), 2008–2012
Table 88: Russian Personal Accident and Health Insurance – E-Commerce Commission Paid (RON Million), 2012–2017
Table 89: Russian Personal Accident and Health Insurance – Written Premium Through E-Commerce (RON Million), 2008–2012
Table 90: Russian Personal Accident and Health Insurance – Written Premium Through E-Commerce (RON Million), 2012–2017
Table 91: Russian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2008–2012
Table 92: Russian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2012–2017
Table 93: Russian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2008–2012
Table 94: Russian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2012–2017
Table 95: Russian Personal Accident and Health Insurance – Commission Paid to Brokers (RON Million), 2008–2012
Table 96: Russian Personal Accident and Health Insurance – Commission Paid to Brokers (RON Million), 2012–2017
Table 97: Russian Personal Accident and Health Insurance – Written Premium Through Brokers (RON Million), 2008–2012
Table 98: Russian Personal Accident and Health Insurance – Written Premium Through Brokers (RON Million), 2012–2017
Table 99: Russian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2008–2012
Table 100: Russian Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2012–2017
Table 101: Russian Personal Accident and Health Insurance – Number of Brokers, 2008–2012
Table 102: Russian Personal Accident and Health Insurance – Number of Brokers, 2012–2017
Table 103: Russian Personal Accident and Health Insurance – Commission Paid to Other Channels (RON Million), 2008–2012
Table 104: Russian Personal Accident and Health Insurance – Commission Paid to Other Channels (RON Million), 2012–2017
Table 105: Russian Personal Accident and Health Insurance – Written Premium Through Other Channels (RON Million), 2008–2012
Table 106: Russia Personal Accident and Health Insurance – Written Premium Through Other Channels (RON Million), 2012–2017
Table 107: Russian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2008–2012
Table 108: Russian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2012–2017
Table 109: Russian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2008–2012
Table 110: Russian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2012–2017
Table 111: Insurance Premium Tax in Russia
Table 112: Corporate Tax Rates Applicable For Insurance Companies in Russia
Table 113: Reinsurance in Russia by Category (RON Billion), 2008–2012
Table 114: Reinsurance in Russia by Category (US$ Billion), 2008–2012
Table 115: Reinsurance in Russia by Category (RON Billion), 2012–2017
Table 116: Reinsurance in Russia by Category (US$ Billion), 2012–2017
Table 117: Russian Premium Ceded to Reinsurance by Insurance Segment (RON Billion), 2008–2012
Table 118: Russian Premium Ceded to Reinsurance by Insurance Segment (US$ Billion), 2008–2012
Table 119: Russian Premium Ceded to Reinsurance by Insurance Segment (RON Billion), 2012–2017
Table 120: Russian Premium Ceded to Reinsurance by Insurance Segment (US$ Billion), 2012–2017
Table 121: Russian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2008–2012
Table 122: Russian Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2012–2017
Table 123: Russian Personal Accident and Health Insurance – Segment Shares (%), 2011
Table 124: BCR Asigurari de Viata, Key Facts
Table 125: Eureko Russia, Key Facts
Table 126: Eureko Russia, Key Financials (RON Million), 2009–2012
Table 127: Allianz-Tiriac Asigurari S.A., Key Facts
Table 128: Allianz-Tiriac Asigurari S.A., Key Financials (RON Million), 2008–2012
Table 129: Omniasig Vig S.A, Key Facts
Table 130: Omniasig Vig S.A, Key Financials (RON Million), 2008–2012
Table 131: AXA Asigurari, Key Facts
Table 132: AXA Asigurari, Key Financials (RON Million), 2010–2012
Table 133: UNIQA Asigurari S.A., Key Facts
Table 134: UNIQA Asigurari S.A., Key Financials (RON Million), 2008–2012
Table 135: Astra Asigurari, Key Facts
Table 136: Astra Asigurari, Key Financials (RON Million), 2008–2011
Table 137: Asirom Vienna Insurance Group S.A., Key Facts
Table 138: Asirom Vienna Insurance Group S.A., Key Financials (RON Million), 2008–2012
Table 139: Guarantee Insurance S.A., Key Facts
Table 140: Guarantee Insurance S.A., Key Financials (RON Million)
List of Figures
Figure 1: BRICS Region – A Snapshot of the Economies and Populations, 2011
Figure 2: BRICS Region – Growth Trends in the Insurance Industry
Figure 3: BRICS Region – GDP at Constant Prices (US$ Trillion) and Annual Per Capita Disposable Income (US$), 2007 and 2011
Figure 4: BRICS Region – Health Expenditure Per Capita (US$), 2007 and 2011
Figure 5: BRICS Insurance – Total Industry Values by Segment (US$ Billion), 2011
Figure 6: BRICS Personal Accident and Health Insurance – Growth Trends
Figure 7: BRICS Personal Accident and Health Insurance – Gross Written Premiums (US$ Billion), 2011
Figure 8: BRICS Personal Accident and Health Insurance – Premiums Per Capita (US$), 2011
Figure 9: BRICS Personal Accident and Health Insurance – Penetration (% of GDP), 2011 and 2016
Figure 10: BRICS Personal Accident and Health Insurance – Gross Written Premium Growth (%), 2007–2016
Figure 11: BRICS Personal Accident and Health Insurance – Gross Written Premium Capita Growth (%), 2007–2016
Figure 12: BRICS Personal Accident and Health Insurance – Loss Ratios (%), 2011 and 2016
Figure 13: BRICS Personal Accident and Health Insurance – Incurred Losses per Capita (US$), 2011 and 2016
Figure 14: BRICS Personal Accident and Health Insurance – Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 15: BRICS Direct Marketing – Share of Personal Accident and Health Insurance Gross Written Premium (%), 2007–2016
Figure 16: BRICS Bancassurance – Share of Personal Accident and Health Insurance Gross Written Premium (%), 2007–2016.
Figure 17: BRICS Agencies – Share of Personal Accident and Health Insurance Gross Written Premium (%), 2007–2016
Figure 18: Russian Insurance – Overall Written Premium by Segment (RUB Billion), 2008–2017
Figure 19: Russian Insurance – Dynamics by Segment (%), 2008–2017
Figure 20: Russian Personal Accident and Health Insurance – Written Premium by Category (RUB Billion), 2008–2017
Figure 21: Russian Personal Accident and Health Insurance – Written Premium by Category (% Share), 2012 and 2017
Figure 22: Russian Personal Accident and Health Insurance – Dynamics by Category (%), 2008–2017
Figure 23: Russian Personal Accident and Health Insurance – Earned Premium (RUB Billion), 2008–2012
Figure 24: Russian Personal Accident and Health Insurance – Earned Premium (RUB Billion), 2012–2017
Figure 25: Russian Personal Accident and Health Insurance – Paid Claims by Category (RUB Billion), 2008–2017
Figure 26: Russian Personal Accident and Health Insurance – Incurred Loss by Category (RUB Billion), 2008–2017
Figure 27: Russian Personal Accident and Health Insurance – Loss Ratio (%), 2008–2012
Figure 28: Russian Personal Accident and Health Insurance – Loss Ratio (%), 2012–2017
Figure 29: Russian Personal Accident and Health Insurance – Commission and Expenses (RUB Billion), 2008–2012
Figure 30: Russian Personal Accident and Health Insurance – Commission and Expenses (RUB Billion), 2012–2017
Figure 31: Russian Personal Accident and Health Insurance – Combined Ratio (%), 2008–2012
Figure 32: Russian Personal Accident and Health Insurance – Combined Ratio (%), 2012–2017
Figure 33: Russian Personal Accident and Health Insurance – Frauds and Crimes (RUB Billion), 2008–2012
Figure 34: Russian Personal Accident and Health Insurance – Frauds and Crimes (RUB Billion), 2012–2017
Figure 35: Russian Personal Accident and Health Insurance – Total Assets (RUB Billion), 2008–2012
Figure 36: Russian Personal Accident and Health Insurance – Total Assets (RUB Billion), 2012–2017
Figure 37: Russian Personal Accident and Health Insurance – Total Investment Income (RUB Billion), 2008–2012
Figure 38: Russian Personal Accident and Health Insurance – Total Investment Income (RUB Billion), 2012–2017
Figure 39: Russian Personal Accident and Health Insurance – Retentions (RUB Billion), 2008–2012
Figure 40: Russian Personal Accident and Health Insurance – Retentions (RUB Billion), 2012–2017
Figure 41: Russian Personal Accident and Health Insurance – Investment Portfolio (RUB Billion), 2008–2012
Figure 42: Russian Personal Accident and Health Insurance – Penetration (%), 2008–2012
Figure 43: Russian Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2008–2012
Figure 44: Russian Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2012–2017
Figure 45: Russian Personal Accident and Health Insurance – Premium Per Capita (RUB), 2008–2012
Figure 46: Russian Personal Accident Insurance – Number of Policies Sold (Thousand), 2008–2012
Figure 47: Russian Personal Accident Insurance – Number of Policies Sold (Million), 2012–2017
Figure 48: Russian Personal Accident Insurance – Written Premium (RUB Billion), 2008–2012
Figure 49: Russian Personal Accident Insurance – Written Premium (RUB Billion), 2012–2017
Figure 50: Russian Personal Accident Insurance – Loss Ratio (%), 2008–2012
Figure 51: Russian Personal Accident Insurance – Loss Ratio (%), 2012–2017
Figure 52: Russian Travel Insurance – Number of Policies Sold (Thousand), 2008–2012
Figure 53: Russian Travel Insurance – Number of Policies Sold (Thousand), 2012–2017
Figure 54: Russian Travel Insurance – Written Premium (RUB Billion), 2008–2012
Figure 55: Russian Travel Insurance – Written Premium (RUB Billion), 2012–2017
Figure 56: Russian Travel Insurance – Loss Ratio (%), 2008–2012
Figure 57: Russian Travel Insurance – Loss Ratio (%), 2012–2017
Figure 58: Russian Health Insurance – Number of Policies Sold (Million), 2008–2012
Figure 59: Russian Health Insurance – Number of Policies Sold (Million), 2012–2017
Figure 60: Russian Health Insurance – Written Premium (RUB Billion), 2008–2012
Figure 61: Russian Health Insurance – Written Premium (RUB Billion), 2012–2017
Figure 62: Russian Health Insurance – Loss Ratio (%), 2008–2012
Figure 63: Russian Health Insurance – Loss Ratio (%), 2012–2017
Figure 64: Russian Personal Accident and Health Insurance – Written Premium by Distribution Channel (% Share), 2012 and 2017
Figure 65: Russian Personal Accident and Health Insurance – Direct Marketing Commission Paid (RUB Billion), 2008–2012
Figure 66: Russian Personal Accident and Health Insurance – Direct Marketing Commission Paid (RUB Billion), 2012–2017
Figure 67: Russian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (RUB Billion), 2008–2012
Figure 68: Russian Personal Accident and Health Insurance – Written Premium Through Direct Marketing (RUB Billion), 2012–2017
Figure 69: Russian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Million), 2008–2012
Figure 70: Russian Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Million), 2012–2017
Figure 71: Russian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2008–2012
Figure 72: Russian Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2012–2017
Figure 73: Russian Personal Accident and Health Insurance – Bancassurance Commission Paid (RUB Billion), 2008–2012
Figure 74: Russian Personal Accident and Health Insurance – Bancassurance Commission Paid (RUB Billion), 2012–2017
Figure 75: Russian Personal Accident and Health Insurance – Written Premium Through Bancassurance (RUB Billion), 2008–2012
Figure 76: Russian Personal Accident and Health Insurance – Written Premium Through Bancassurance (RUB Billion), 2012–2017
Figure 77: Russian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Million), 2008–2012
Figure 78: Russian Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Million), 2012–2017
Figure 79: Russian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2008–2012
Figure 80: Russian Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2012–2017
Figure 81: Russian Personal Accident and Health Insurance – Commission Paid to Agencies (RUB Billion), 2008–2012
Figure 82: Russian Personal Accident and Health Insurance – Commission Paid to Agencies (RUB Billion), 2012–2017
Figure 83: Russian Personal Accident and Health Insurance – Written Premium Through Agencies (RUB Billion), 2008–2012
Figure 84: Russian Personal Accident and Health Insurance – Written Premium Through Agencies (RUB Billion), 2012–2017
Figure 85: Russian Personal Accident and Health Insurance – Policies Sold Through Agencies (Million), 2008–2012
Figure 86: Russian Personal Accident and Health Insurance – Policies Sold Through Agencies (Million), 2012–2017
Figure 87: Russian Personal Accident and Health Insurance – Number of Agencies, 2008–2012
Figure 88: Russian Personal Accident and Health Insurance – Number of Agencies, 2012–2017
Figure 89: Russian Personal Accident and Health Insurance – E-Commerce Commission Paid (RUB Billion), 2008–2012
Figure 90: Russian Personal Accident and Health Insurance – E-Commerce Commission Paid (RUB Billion), 2012–2017
Figure 91: Russian Personal Accident and Health Insurance – Written Premium Through E-Commerce (RUB Billion), 2008–2012
Figure 92: Russian Personal Accident and Health Insurance – Written Premium Through E-Commerce (RUB Billion), 2012–2017
Figure 93: Russian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2008–2012
Figure 94: Russian Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2012–2017
Figure 95: Russian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2008–2012
Figure 96: Russian Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2012–2017
Figure 97: Russian Personal Accident and Health Insurance – Commission Paid to Brokers (RUB Billion), 2008–2012
Figure 98: Russian Personal Accident and Health Insurance – Commission Paid to Brokers (RUB Billion), 2012–2017
Figure 99: Russian Personal Accident and Health Insurance – Written Premium Through Brokers (RUB Billion), 2008–2012
Figure 100: Russian Personal Accident and Health Insurance – Written Premium Through Brokers (RUB Billion), 2012–2017
Figure 101: Russian Personal Accident and Health Insurance – Policies Sold Through Brokers (Million) 2008–2012
Figure 102: Russian Personal Accident and Health Insurance – Policies Sold Through Brokers (Million), 2012–2017
Figure 103: Russian Personal Accident and Health Insurance – Number of Brokers, 2008–2012
Figure 104: Russian Personal Accident and Health Insurance – Number of Brokers, 2012–2017
Figure 105: Russian Personal Accident and Health Insurance – Commission Paid to Other Channels (RUB Billion), 2008–2012
Figure 106: Russian Personal Accident and Health Insurance – Commission Paid to Other Channels (RUB Billion), 2012–2017
Figure 107: Russian Personal Accident and Health Insurance – Written Premium Through Other Channels (RUB Billion), 2008–2012
Figure 108: Russian Personal Accident and Health Insurance – Written Premium Through Other Channels (RUB Billion), 2012–2017
Figure 109: Russian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2008–2012
Figure 110: Russian Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2012–2017
Figure 111: Russian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2008–2012
Figure 112: Russian Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2012–2017
Figure 113: Russian Personal Accident and Health Insurance Segment – Five Forces Analysis
Figure 114: Russian Premium Ceded to Reinsurance by Category (RUB Billion), 2008–2017
Figure 115: Russian Premium Ceded to Reinsurance by Category (% Share), 2012 and 2017
Figure 116: Russian Reinsurance – Dynamics by Category (%), 2008–2017
Figure 117: Russian Premium Ceded to Reinsurance by Type of Insurance (RUB Billion), 2008–2017
Figure 118: Russian Reinsurance – Dynamics by Type of Insurance (%), 2008–2017
Figure 119: Russian personal accident and health Insurance – Percentage of Reinsurance Ceded (%), 2008–2012
Figure 120: Russian personal accident and health Insurance – Percentage of Reinsurance Ceded (%), 2012–2017
Figure 121: Insurance Regulatory Framework in Russia
Figure 122: Insurance Supervision and Control at Various Levels
Figure 123: Insurance Regulatory Frameworks for Company Registration and Operation
Figure 124: Russian Personal Accident and Health Insurance Written Premiums by Leading Companies (% Share), 2011
Figure 125: Russian Stock Exchange – Market Capitalization (US$ Billion), 2007–2011
Figure 126: Russian GDP at Constant Prices (US$ Billion), 2007–2012
Figure 127: Russian GDP Per Capita PPP (US$), 2007–2011
Figure 128: Russian GDP at Current Prices (US$ Billion), 2007–2012
Figure 129: Russian GDP Per Capita at Current Prices (US$), 2007–2012
Figure 130: Russian GDP by Key Sectors (%) 2007 and 2011
Figure 131: Russian Agriculture Net Output at Current Prices (RUB Billion), 2007–2011
Figure 132: Russian Agriculture Net Output at Current Prices (US$ Billion), 2007–2011
Figure 133: Russian Agriculture Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 134: Russian Manufacturing Net Output at Current Prices (RUB Billion), 2007–2011
Figure 135: Russian Manufacturing Net Output at Current Prices (US$ Billion), 2007–2011
Figure 136: Russian Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 137: Russian Mining, Manufacturing and Utilities Net Output at Current Prices (RUB Billion), 2007–2011
Figure 138: Russian Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion)
Read the full report:
Personal Accident and Health Insurance in Russia, Key Trends and Opportunities to 2017
For more information:
Sarah Smith
Research Advisor at Reportbuyer.com
Email: [email protected]
Tel: +44 208 816 85 48
Website: http://www.reportbuyer.com