(PRWEB) December 21, 2013
The market for car insurance is artificially divided state-by-state. This is bad news for consumers because they never get the benefit of competition at a national level. If that was allowed, the highly profitable states could subsidize the less profitable, and all could benefit from the creation of enormous funds administered centrally. But because insurers can only sell policies if they are licensed in a state, that means there are higher administrative costs for establishing separate businesses in each state, and more capital is tied up.
The site at http://www.carpolicycoverage.net/ helps all users find the most affordable quotes from the top car insurance companies in each state. All that is required to set the ball rolling is the user’s zip code. This triggers a search to find the best rates on offer.
This may be from a national brand name with a local branch in each state or the most affordable rates may be offered by niche insurers who know the state market, have lower operating costs, and offer the best deals.
A spokesperson for http://www.carpolicycoverage.net/ explained the service. “It’s never a good idea to assume the brand names will offer the best deals. Using the online tool on this site gives you quick access to the car insurance companies with the best rates. This is an objective judgement. The brand names do not come into the calculation. This tool delivers the best quotes and leaves it to you to compare the results. If you agree with our experts, pick the quote giving the best terms of cover at the right annual premium rate. It’s as simple as that!”