Financial Expert Explains That Small Changes Can Effect Finances in a Big Way

Financial experts behind aCalculator.com present a calculator that helps users estimate how much they can save by cutting down on common vice.

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(PRWEB) January 15, 2014

aCalculator.com, a website that is known for introducing more than 300 financial calculators earlier this year, has recently added a unique tool that can help people manage their savings, expenses, and budget without additional investments or incomes. The Vice Savings Calculator is a tool designed to calculate the amount of money the users spend on common vice such as smoking, drinking, or eating out. The whole idea, according to the spokesperson for aCalculator.com, is to help people realize how much they can save by incorporating small yet smart changes in the lifestyle.

The spokesperson for the website explained how the website experts came up with the idea of vice calculator and said, “Being financial consultants, the experts are well aware of the reasons that lead to financial distress. While it is usually due to big loans and credit cards, it is also largely due to the lifestyle. People overlook small expenses that add up to a lot by the end of the month. And most of them can be eliminated or at least controlled.”

The vice calculator mainly focuses on common vice that include smoking, drinking, shopping, and eating out. However, it also allows the users to add others if applicable. By inserting the amount of money they spend on the particular vice every month, and by including the goal to save money, they can get an estimate of how much they can save on a monthly basis.

However, the spokesperson also highlighted the fact that the experts fully realize how most people are unable to quit these vices all together. Therefore, the calculator allows them to estimate how much they save if they cut the expense down to a certain level. Also, the users can use the calculator multiple times for a different vice each time and add all the results to get a total estimate.

The results are displayed in the form of charts and graphs. According to the spokesperson, these clearly depicted charts can play the role of a motivator for those who find it hard to control their unnecessary expenses. “It is hard to do anything unless you can actually see how much benefit it offers. And if that benefit is in the form of money, people are more willing to change their lifestyle for it,” the spokesperson adds.

Vice savings calculator is not the only unique saving calculator on the list. Other savings calculators include the College Saving calculator and the newly added Cool Million calculator. For more information on all these tools, please visit http://www.acalculator.com.

About acalculator.com
aCalculator.com is a leading financial help website that offers budgeting and financial calculation tools for free. The website currently features 300 different calculators ranging from mortgage calculators to long term care calculators. The website caters to users from USA, Canada, and Australia by providing them essential tools to help them plan their financial future. To contact them, please use the following details:

Contact Details 
Web: http://www.acalculator.com 
Contact Number: (800) 333-0888