Southfield, MI (PRWEB) February 02, 2014
Attorney Gary Nitzkin of Michigan Consumer Credit Lawyers announced today that the law firm discovered several collection attorneys in Michigan have allegedly used illegal practices to recover costs related to garnishment of some consumers’ bank accounts and state of Michigan tax refunds.
Nitzkin found that most Michigan collection law firms that garnish people’s income tax refunds or bank accounts might illegally apply costs of past failed garnishment attempts to their new cases.
“If a debt collector garnishes your bank account or tax refund and that garnishment yields no money to them, then they are not allowed to recover the costs of that garnishment,” Nitzkin said. “Yet, most collection law firms in Michigan still roll the costs of that garnishment over into new garnishments against people. This is illegal and violates consumers’ rights.”
Nitzkin updated the Michigan Consumer Credit Lawyers website to teach consumers about their rights if a bank account or tax refund is garnished. The site also provides consumers with a list of collection law firms who might have broken the law by allegedly recovering costs of failed garnishment attempts.
“People whose bank accounts or Michigan tax refunds were garnished are entitled to compensation if the collection lawyer violated their rights,” Nitzkin said. “We can make these collection law firms pay consumers, plus our fees and costs so our clients receive our legal representation for free.”
Nitzkin also continues to represent clients under Fair Debt Collection Practices Act (“FDCPA”) and Fair Credit Reporting Act (“FCRA”) laws for free in debt collector harassment, or credit report error cases.
Michigan Consumer Credit Lawyers was founded in 1990 by Nitzkin after he recognized the abuse inflicted upon consumers by debt collectors and credit reporting agencies. To learn more about consumer credit rights under the FDCPA and FCRA laws, or to seek help regarding bank account and income tax garnishment, call Attorney Gary Nitzkin at (888) 293-2882, e-mail email@example.com or visit http://www.micreditlawyer.com.