Floods are the most common natural disaster in the US, occurring year round, and for a variety of reasons.
Cleveland OH (PRWEB) July 11, 2013
Restoration Local, one of the leading providers of water damage repair and restoration in the United States, is offering tips to property owners on how to measure their flood risk. With severe weather season underway and a very active hurricane season predicted that may affect much of the eastern US, it is important for property owners to be aware of just how much flooding they may be expecting.
Floods are the most common natural disaster in the US, occurring year round, and for a variety of reasons. Knowing what to expect in a given area is the first step towards minimizing and mitigating the threat and any possible damage.
Flood risks for a given area may be determined by visiting the local emergency management office. They will have detailed history of past flooding and severe weather events. Because historical weather occurrences tend to form patterns, a study of these records will provide some solid ideas of what may be expected in the future. It can also be determined if a home sits on or near a flood plain, and what the average projected flood elevation may be.
FEMA is another excellent source for flood maps which may be downloaded for a nominal fee. These maps also identify past historical issue and information such as base elevation.
The average American with a 30 year mortgage has a 1 in 4 chance of dealing with a flood problem at some point during the life of the loan. Floods are almost twice as likely to occur as fire. 25% of all flood related insurance claims come from properties in areas best described as low to moderate risk.
Flooding insurance is available through the National Flood Insurance Program (NFIP), a federally funded source for providing flood coverage to those living in high risk areas. Communities participating in the NFIP are typically high risk areas and must also commit to making changes to their community to meet government standards for flood prevention and mitigation.
Based in Cleveland OH, Restoration Local is one of the leading providers of water damage repair and restoration services in the country, with contractors in 30 states. They are available 24/7 and all work is guaranteed.