GetInsuranceQuotes.ca Provides Eight Tips to Avoid Costly Car Insurance Mistakes
Toronto, Ontario (PRWEB) July 18, 2013 -- GetInsuranceQuotes.ca Ltd. provides eight practical recommendations for consumers on how to avoid costly mistakes on their car insurance. In fact, the cost of a car insurance policy can often be attributed to the mistakes made by the driver. In light of this, GetInsuranceQuotes.ca hopes that by providing these recommendations consumers will follow through on best practices to get the lowest rates possible.
Here are eight recommendations to help you save money:
1. Avoid getting tickets
Tickets are one of the top reasons for an increase in insurance rates. Avoid tickets by never speeding in your car, make it a habit to always signal before you turn and stop at red lights as well as stop signs. Your chances of getting a speeding ticket will drop considerably simply by avoiding getting tickets.
2. Causing an accident
This is often worse than a traffic ticket because if an accident occurs particularly when pedestrians are involved, a driver’s rate may go up. A driver may want to inquire if they are eligible for an accident forgiveness endorsement on their policy to protect them in the case of an accident. Practicing defensive driving and safe driving habits will help prevent causing an accident.
3. Not comparing insurance quotes when purchasing a car
Part of the cost of owning a car is the operating costs associated with ownership. Comparing insurance quotes online at GetInsuranceQuotes Canada Ltd. when purchasing a car only makes sense as insurance rates may vary depending on the car model, especially when the two cars are priced similarly.
4. Not shopping for insurance policies after buying a car
A driver will never know if there are more affordable policies unless they shop around and compare. It is best, at the very least, to get car insurance quotes once a year. This may avoid incurring any penalties from a driver’s insurance provider if they get insurance quotes prior to their renewal.
5. A driver should review their renewal policy
Circumstances may have changed in a driver’s life and they may not be reflected on the renewed policy. It is good idea to ensure ones current insurance provider has their most up-to-date information and give them a chance to offer a better quote when a driver reviews their policy.
6. Buy insurance policies from the same company
Many people make the mistake of not considering getting a multi-line discount policy from their insurance provider. Often, insurance providers offer discounts to people for combining their car insurance policy with their home and life policies.
7. Plan ahead to add a teen to a policy
Drivers can save money on a teen’s car insurance if they know in advance the discounts available. For instance, some insurance providers offer discounts for teenage drivers with high grades. Another discount available is for students living away at university.
8. Dishonesty with insurance companies
It is best to be honest with an insurance provider as they can rerate a policy or even cancel it. Once cancelled, it is very difficult to get affordable insurance rates in the future. It is considered lying even if a driver is withholding information.
If a driver avoids these costly car insurance mistakes by following the tips above, they may be able to experience lower rates today as well as in the future. To a degree, the price a driver pays for car insurance is in their hands.
About GetInsuranceQuotes.ca
GetInsuranceQuotes.ca is a free, easy-to-use and secure online service that offers motorists a quick way to find competitive auto insurance quotes. All motorists, regardless of their experience, driver history, classification or experience, looking to save money on their car insurance within the provinces of and should consider GetInsuranceQuotes.ca first.
GetInsuranceQuotes.ca is not an insurance company. It is an online service that offers motorists a way to find competitive car insurance quotes from a network of professional car insurance agents and brokers of their participating intermediaries and providers.
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For more information, visit GetInsuranceQuotes.ca or contact:
Anthony Prugo
416-597-2000 or toll free at 1-888-867-1477
Anthony(dot)prugo(at)getinsurancequotes(dot)ca
Get Insurance Quotes Ltd.
Cathy-Anne O'Brien, BlueSky Communications, 416.929.2506, [email protected]
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