Aliso Viejo, CA. (PRWEB) July 22, 2013
Recent statistical findings from online divorce service MyDivorcePapers.com (MDP) and a new study from Utah State University have re-confirmed a long held belief about the cause of divorce.
It’s often about money.
The data and the study show that couples, who routinely argue about their finances, are setting a steady course for divorce.
Jeffrey Dew, an associate professor of family, consumer, and human development at Utah State (and lead author on the new study), said that couples often have separate ideas for the rules of spending and saving, and those differing ideologies cause conflict.
“We all have our own different ideas about what’s really, really important to use money for,” Dew told CTVNews.ca. “When spouses fight about money, they might be attacking each other’s deeply held beliefs about money.”
Study co-author Sonya Britt confirmed that finances were “by far” the top predictor of divorce, adding, “It's not children, sex, in-laws or anything else. It's money -- for both men and women.”
The study, “Examining the Relationship Between Financial Issues and Divorce,” was recently published in the Family Relations journal, and it examined data for more than 4,500 couples as part of the US-based National Survey of Families and Households, CTVNews.ca reported.
Collecting data on what couples argue about -- children, money, in-laws, sex and spending time together -- researchers looked at which couples were filing for divorce four to five years later.
For men, money was the key predictor of divorce, while for women it was “arguments about money and arguments about sex,” Dew said, adding that “arguments about money was the stronger predictor there.”
Dew continued: “One spouse might think the best thing to do with money is gain status -- buy the really nice luxury car, wear the really nice suits ... The other spouse may think that money might be best spent on security, maybe putting a lot of money into a retirement fund or paying off their mortgage earlier.”
Dew also believed that money arguments could be representative of other underlying issues, such as one spouse feeling “like they have less power in a relationship than the other.”
June Statistics From MDP
In clear terms, the study showed that whether a couple was early in their marriage or in the beginning stages of learning how to file for divorce, money was a main culprit.
That finding also ties in to recent data collected from online divorce service MDP’s end of June report that showed a strong correlation between the person filing for divorce -- 64 percent of the time female -- and a significant income discrepancy, wherein the wife usually earned more than her husband (on average, $10,000 more annually).
Both findings emphasize the importance of healthy and open communication in the area of marriage finance. Couples, who discuss and share key financial goals, and “share the pot” when it comes to money, tend to do better than those where goals and responsibilities are divided.
Division of earnings and responsibilities inevitably leads to one spouse feeling like they’re doing more than the other, which breeds conflict and resentment. And from there, the urge to divorce intensifies.
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