Zane Benefits Publishes New Information on Small Business Health Insurance for Employees

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What do small business employees want from health insurance benefits? This is an overview of small business health insurance and what employees value most.

Today, Zane Benefits, the online alternative to group health insurance, published new information on small business health insurance for employees.

According to Zane Benefits’ website, metlife recently reported survey findings in the 2013 Study of Employee Benefits Trends. Key findings from their small business health insurance survey included:

Cost-sharing wears on employees and yet cost sharing has increased. Since the recession, benefits cost-sharing has increased in response tighter budgets and the increasing costs of health care and group health insurance. Today, 50% of surveyed employers report that cost-sharing is a very important benefits strategy for their company compared with 33% in Metlife's 2012 Study.

Employees depend financially on health benefits: 38% said that benefits were an important reason for remaining with the company.

Employees value the ability to customize their health benefits: 61% of employees said that being able to customize benefits would increase their loyalty.

The younger generations of employees said they would pay more for this flexibility. 55% of Generation Y employees said they would bear more of the cost of benefits in order to have choice in benefits. This decreased with age; 51% of Generation X, 49% of Young Boomers, and 47% of Older Boomers responded in this way.

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About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit

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Christina Merhar
Zane Benefits
800-391-9209 6725
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