icandrive.ca Provides Tips to Compare Cheap Car Insurance Quotes

Comparing car insurance quotes is the most effective method of obtaining cheap car insurance quotes. icandrive.ca provides the insider tips to compare rates and save Canadians money on insurance.

  • Share on TwitterShare on FacebookShare on Google+Share on LinkedInEmail a friend
It's important to look beyond the number and consider the insurance company itself.

(PRWEB) August 01, 2013

Shopping around for car insurance can be a long and frustrating process, but when you learn how to compare car insurance quotes and rates effectively you can streamline the process and be sure that you are getting the best deal when you do purchase a policy. Although the car insurance quoting process is basically the same from company to company, the insurance quotes can vary widely – so shopping around is your best bet to save money.

Getting Comparable Car Insurance Quotes

In order to compare the rates that different companies are offering you need to be certain you are comparing apples to apples; that is, be certain that you are not comparing two policies with very different coverage. Because the limits on coverage and the optional choices can vary so widely, you have to be sure that the rates you are comparing are on the same coverage.

Often advertised rates you might see are based on very basic coverage, and also based on a specific driver and car. If you don't fit that profile or if you need more coverage, you will see very different rates.

In order to make sure that you are comparing policies with the same coverage, it's a good idea to determine before you get quotes how much coverage you need, which options you want to add to the policy and which you do not want. That way you have a clear request for cheap car insurance quotes and rates based on exactly what you need and want, and can be sure that you are making a fair comparison. You will know that a good rate really is a good rate and not just cheap because it is lower coverage.

How Companies Determine Rates

When you request a car insurance quote, you will have to provide the insurance company with some basic information about you. They will need information on your driving record including any tickets or accidents -- where you live, how far you commute and also information about your car such as the year, make and model. From this information the insurance company calculates the level of risk you represent and determines how much they will charge in order to insure you.

When you request a car insurance quote the rate that you are given can only be as accurate as the information you have provided. Make sure to provide the right information so that you won't be surprised later by a rate that is much higher than what you were quoted.

Other Considerations

When it comes to choosing a car insurance company, there is more to consider than just the rates. When comparing car insurance quotes and rates, it's important to look beyond the number and consider the company itself. A cheap car insurance rate is not such a good deal if the insurance company doesn't provide the customer service you want. Be sure to compare the reputation of car insurance companies for claims service and attentiveness to customer needs through ratings and reviews prior to selecting a company. It is sometimes worth paying a little more for great service. Getting referrals from friends and family is a great way to pre-select some of the companies you would like to get quotes from.

Comparing car insurance quotes is the best way to make sure you are getting a great deal on your insurance. When you know what coverage you want and are sure to compare like coverage on every quote and arm yourself with some knowledge about each company's reputation, you can be sure to choose a policy that meets your needs at a rate you can live with.

About icandrive.ca

icandrive.ca has compiled a list of driving schools in addition to other useful driving resources including G1 practice test, Class 7 Alberta test,Class 7 Practice Test for Saskatchewan and much more, which can help first time and experienced drivers learn how to drive in Canada in an efficient manner with a focus on exactly what you need to know to be a successful, licensed Canadian driver and stay safe on Canadian roads.


Contact