Richmond, VA (PRWEB) August 12, 2013
Experient Health benefits consultants are frequently asked how much will health insurance cost in the marketplace and how will marketplace plans be priced. Both were answered in Experient Health’s latest post in a new Blog series on Health Care Reform.
Basically, according to Experient Health, “prices of marketplace plans have not been set yet. Prices will be available Oct. 1, 2013, when open enrollment starts and you can begin shopping.”
All insurance plans available through the marketplace will be offered by private insurance companies. The insurance companies will decide which plans to offer and how much each will cost. All marketplace plans must be approved by state insurance departments. Prices are approved by state insurance departments as required by state law.
The marketplace, according to HealthCare.gov, is “a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.”
Application for the marketplace can occur online, by mail or in person with the help of a navigator.
“While all insurance plans are offered by private companies, the marketplace is run by either your state or the federal government,” according to HealthCare.gov. “Open enrollment starts October 1, 2013.”
Experient Health offers a private insurance marketplace.
“Some marketplace health plans will have lower monthly premiums and may charge you more out of pocket when you need care,” according to Experient Health. “Some will be higher-premium plans that cover more of your costs when you need care. Others will fall in between. All plans will cover the same list of essential health benefits.”
Starting in October when individuals use the marketplace to compare plans, they will see prices for all plans available. Prices will show cost savings based on your income.
Have additional questions? Visit http://www.experienthealth.com to request a private consultation.
ABOUT EXPERIENT HEALTH:
For years, Experient Health, a Virginia Farm Bureau company, has helped people find the right insurance coverage and get the most for their health care dollars. The Richmond, Va.-based group is dedicated to providing high quality health insurance options to customers in Virginia, Maryland, and Washington DC. As a result, its consultants, with an average of more than 20 years experience, are intimately familiar with the states’ provider networks, products and regulations.
Representing the top national insurance carriers, Experient Health provides customers with multiple policy options designed to meet wellness needs and financial requirements.
Experient Health grew out of Virginia Farm Bureau and is a “hometown agency” in that it operates a network of more than 100 offices. However, it boasts the resources and technology of larger firms.
Consultants are available online, via phone and through their offices.
Learn more at http://www.experienthealth.com, utilize the online health insurance quote calculator or contact a consultant directly at 855.677.6580.