Denver, CO (PRWEB) September 12, 2013
NCH Software, a leader in affordable, easy-to-use business and multimedia software, has released MoneyLine Free Personal Finance Software. This new personal accounting program includes many must-have features for managing personal finances, including retrieving bank transactions online, budgeting, splitting transactions among multiple categories, and scheduling recurring transactions.
Finding time to manage personal finances is a challenge, but can be much easier using MoneyLine, an easy home accounting and checkbook program. This software allows users to keep track of their spending by category, monitor bank account balances, and digitally balance their checkbooks.
Entering each transaction in a checkbook can be a tedious process, but with MoneyLine Personal Finance software this chore is simplified with online retrieval of transactions directly from the bank. MoneyLine uses a secure method of contacting the bank and automatically loads transactions into the software. When collecting transaction data, MoneyLine checks for and highlights any possible duplicate transactions so the user can decide whether they should be included when importing.
Also included in MoneyLine is the ability to split transactions over multiple categories. This makes tracking spending much easier for people who like to see exactly where their money is being spent. For example, a shopping trip to the supermarket may include purchases of not only food, but also cosmetics and home maintenance items. When entering this expense into MoneyLine, the purchase can be split across categories such as groceries, personal care, and household, allowing better tracking of where money is being spent. To help see how money is flowing through accounts, MoneyLine Personal Finance features reports, including Income and Expenses by Category, and Expenses by Payee.
Most people have bills which come due on a regular basis or receive payments like salaries that come at a set schedule. MoneyLine Personal Finance Software lets users enter those scheduled transactions quickly. Specify the account, date, and frequency of those recurring transactions for added automation, making tracking finances less of a chore.
Another all-important function in MoneyLine is the budgeting feature. A budgeted amount can be entered for any income or expense category. Then as transactions are processed, users can see how actual spending or income compares to the budget that was set up.
MoneyLine Personal Finance Software is available free for both Windows and Mac OS X at http://www.nchsoftware.com/personalfinance/index.html.
About NCH Software
NCH Software offers more than 80 easy-to-use software applications for audio, video, business, dictation and other utilities for Windows, Mac and mobile devices. Individual software programs are designed to fulfill specific needs and solidly integrate with related products, improving productivity for small businesses and consumers alike. By offering such a wide breadth of software applications at affordable prices, NCH Software is where users turn for reliable software applications for any need. This approach generates over seven-million unique visitors and three-million downloads per month from the company's website – http://www.nchsoftware.com.