Zane Benefits Publishes New Information on Health Insurance and Medicaid Eligibility

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Health insurance and Medicaid eligibility, as outlined in the small area health insurance estimates.

Today, Zane Benefits, the number one online small business health benefits solution, published new information on health insurance and medicaid eligibility.

According to Zane Benefits’ website, the U.S. Census Bureau recently released a Small Area Health Insurance Estimates (SAHIE) report using data from 2011 outlining how uninsured population may be impacted by the ACA provisions being implemented in 2014 and the effect it has had so far.

One of the main goals of the ACA is to get more Americans insured under affordable health insurance policies that cover a broad range of benefits. This report shows where some of the problems lie, and estimates how many people may be eligible for financial aid as a part of the health reform law.

Across all states, the county-level median uninsured rate for people under 19 years old was 7.7%.

The median uninsured rate for working-age adults, aged 18-64 years old was 21.5%. There are more uninsured working-age adults than uninsured children.

The percentage of uninsured adults by county ranges from 3.9% to 52.5%, while the percentage of uninsured children by county ranges from 1.3% to 32.2%.

Low income groups had higher uninsured rates. the percent of uninsured persons age 65 and under varies from 4.9% to 25.7% by county. But this percentage is related directly to income.

Those aged 65 and under making less than or equal to 400% IPR had uninsured rates between 7.9% and 33.3%. Those making less than or equal to 250% IPR see a range of 9.4% to 38% uninsured. And of those making less than or equal to 138% IPR, 9.3% to 40% are uninsured.

From 2008 to 2009, 32 states saw significant changes in their uninsured rates. Of those 32 states, 29 of them saw their uninsured rates go up.

From 2010-2011, 21 states saw a significant change in the percent uninsured. That year, only 2 states saw an increase in uninsured population. 19 states had a significant decrease in their percent of uninsured.

The 0-400% IPR group provides estimates of the uninsured population that may qualify for the tax subsidies or for Medicaid. The 0-138% IPR group provides estimates of the uninsured population that may qualify, in participating states, for Medicaid.

Click here to read the full article.

About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about ZaneHRA, visit http://www.zanebenefits.com.

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Christina Merhar
Zane Benefits
800-391-9209 6725
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