Zane Benefits Publishes New Information on Medicaid Studies

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ACA Medicaid expansion to cover less elderly, contrary to the fears of states who didn't choose to expand.

Today, Zane Benefits, the number one online small business health benefits solution, published new information on Medicaid studies.

According to Zane Benefits’ website, a recent study from the University of Michigan predicts that Medicaid expansion will actually cover more young and healthy people, rather than more elderly and sick, as many states feared when deciding whether or not to participate in the expansion.

Many states have decided not to expand Medicaid, because of the added estimated cost to do so, partially related to the cost associated with expanding coverage to a large proportion of sick and old people. But, it turns out that the costs of Medicaid expansion may be less than previously predicted.

The Congressional Budget Office estimates that 13 million people will become newly eligible for Medicaid. The Kaiser Family Foundation projects an estimated cost of $8 billion to cover these new people. However, they are using the demographics of the current Medicaid-covered population, and as this study from the University of Michigan shows, those demographics are going to change.

Furthermore, the study asked participants that would be eligible under expansion detailed questions about themselves, their health, and their coverage; and compared these answers to those covered by Medicaid now. What they found was that overall, potentially eligible adults are expected to have better health status than current beneficiaries. According to the study, 75% of potentially eligible people rated themselves as in “excellent” or “very good” health, and only 65% of current beneficiaries rated themselves the same.

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About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about Zane Benefits, visit http://www.zanebenefits.com.

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Christina Merhar
Zane Benefits
800-391-9209 6725
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