Zane Benefits Publishes New Information on Signing up for Individual Health Insurance Through the Marketplace

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An Easy to Follow Guide On Signing Up for Health Insurance With the State Health Marketplaces

Today, Zane Benefits, the number one online small business health benefits solution, published new information on signing up for individual health insurance through the marketplaces.

According to Zane Benefits’ website, under the Affordable Care Act (ACA), all states will be opening a state health insurance exchange "marketplace", which will be available for online enrollment starting October 1, 2013.

The marketplaces will be a new option for individuals and small businesses to purchase health insurance. Here are the steps that need to be taken in order to get enrolled.

Step 1: Set Up a Marketplace Account

The first thing employees need to do is set up an account with their state’s health insurance marketplace website. There will most likely be a button that says, “sign up”, “register”, “create an account”, etc. To register, one must click on this button and follow the prompts.

Step 2: Fill Out an Eligibility Application

This application will ask questions about personal information, such as income, household size, current health coverage information, and more.

From the information in this section, the marketplace website will calculate eligibility for certain discounts on health insurance premiums, such as Medicaid, Children’s Health Insurance Program (CHIP), or the new premium tax subsidies and cost-sharing subsidies.

Step 3: Compare Plan Options

Next the marketplace website will provide all eligible plans for side-by-side comparison.

Step 4: Enroll in a Plan

Enrollment will be done online. After enrollment, payment information will need to be given.

Click here to read the full article.

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About Zane Benefits

Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for defined contribution health care. The flagship software provides a 100% paperless administration experience to small businesses and insurance professionals that want to offer better health benefits without a traditional group health insurance plan at lower costs. For more information about Zane Benefits, visit http://www.zanebenefits.com.

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Christina Merhar
Zane Benefits
800-391-9209 6725
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