By deciding not to buy unnecessary products and saving, that is a manifestation of smart spending.
Dallas, TX (PRWEB) December 18, 2013
National Debt Relief is proud to announce the release of an application that is meant to help consumers be smarter spenders. The application is called “Should You Buy It Or Not” and it is available on iTunes and Google Play for no cost.
The debt relief company believes that one of the financial habits that consumers should learn is how to make smart purchases. Being a smart spender is not just about deciding not to buy a product because the consumer cannot afford it. It is also about not buying a product even if they can afford it. By deciding not to buy unnecessary products and saving, that is a manifestation of smart spending.
The app will analyze the purchase of the consumer by looking at three factors. The questions that the consumer has to answer are the following:
How much does the consumer want the item?
How good is it as an investment?
How much does the consumer need the item?
The answer to these questions will influence the equation that will answer “Should You Buy It Or Not?”
The app also asks the consumer about the price of the product, their money in the bank and the money that will be left at the end of the month. These factors will help the consumer weigh the practicality vs. desirability of the product.
If the product has a good price, the consumer has the money to purchase it and will have enough money left after the purchase, then it is considered a good buy.
National Debt Relief wishes to provide consumers with this app because it removes the emotion from the decision making to make it a logical one. It even takes into account if the purchase is an impulse buy or not. The application will even help identify if the purchase is a good investment or not.
To know more about the application or to download it, click on this link for Google Play: https://play.google.com/store/apps/details?id=com.nationaldebtrelief.buyitornot.
To know more about the application or to download it, click on this link for iTunes: https://itunes.apple.com/us/app/should-you-buy-it-or-not/id757728034?ls=1&mt=8.
National Debt Relief is one of the leading debt settlement companies that helped thousands of consumers get out of debt. Their website contains hundreds of articles that discuss topics about debt, debt relief and personal finance. To know more about how the debt relief company can help with debt problems, visit their website: http://www.nationaldebtrelief.com.