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Summarizing Housing Gains Of 2013
  • USA - English


News provided by

Peoples Home Equity

Jan 19, 2014, 03:00 ET

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Chicago, IL (PRWEB) January 19, 2014 -- Peoples Home Equity is excited to echo news from the latest Corelogic report, giving a series of important data points regarding the housing market. To highlight a few, serious delinquencies declined 26% in November on a year-over-year basis. Cash sales increased 37.4% in in September 2013, and home prices rose a slowly from October to November. These were simply the highlights of information; Peoples Home Equity focuses on other factors which may show opportunities to readers.

serious delinquencies declined 26% in November on a year-over-year basis.

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The greatest total sales for individual states on a year-over-year basis were greatest in Alabama at 52.7%, Maine at 26.4%, and Wyoming at 24.5%. Whereas the worst changes in total sales were in Arkansas at -5.6%, Kentucky at -7.2%, and Nevada at -7.3%.
In other sections the report showed each states home price index percentage above or below its previous peak, which on a national scale was in the spring and summer of 2006. Arizona at -31.5%, Florida at -37.4%, and Nevada at -40.7%, were the states showing home prices still far below their peak levels. Peoples Home Equity emphasizes the opportunity this data provides by highlighting Nevada. According to the U.S. Bureau of Labor Statistics the number of individuals employed in hospitality is relatively higher now than January 2006, before the financial crisis. While the unemployment rate for Nevada has not recovered since January 2006, it has specifically for its hospitality and leisure labor sector. Thus, for readers who are working in the hospitality industry and looking to move to a warm climate like Las Vegas, now may be a good time to move and purchase a home a deep value! The current Las Vegas unemployment rate is 8.6% for November 2013, which is better than its high of 15.1% in July 2010. This improvement may seem nice, but it’s nothing compared to the recovery in hospitality and lousier. The numbers of jobs employed in this category were 265,000 in January 2006, and they were 266,600 in November 2013, a full recovery.    The places that have performance the best versus their previous peak were Colorado at 0.0%, Nebraska at 0.0%, and Vermont at 0.0%. This information is no surprise when looking at Colorado. Readers should note that the S&P/CASE-SHILLER home price index for Denver has already reached new highs and were much less volatile during the 2008-2009 time period than most other cities.

Looking forward People Home Equity expects the housing environment to continue improving. However, the lender emphasizes that only prospective home buyers who apply for a home loan now can reap the great benefits of continued improvements in 2014. The opinion stems of the fact that both mortgage rates and property values have been rising throughout the year. Both of economic factors are expected to continue rising which would be detrimental for individual’s applying for a home loan at a later date. Mortgage rates will rise dramatically soon if the Federal Reserve decides to further taper quantitative easing, which they are expecting to do so soon, especially if the unemployment rates continue lower. Apply now before purchasing a home because less affordable!

Please contact Peoples Home Equity loan officer today for mortgage details at: (855)-897-0300

Giorgio U Ferrero, Peoples Home Equity, http://www.peopleshomeequity.com/index.php/main, +1 8473386062, [email protected]

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