This January, Finn’s JM&J Insurance Agency Warns of Increased Danger of Fire Hazards in and Around the Home

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With fire dangers highest in the winter, the Michigan-based insurance agency urges area residents to stay protected with a home insurance policy.

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Michigan residents should be extra careful when preparing to heat their homes this winter.

As the new year gets under way and winter continues, so does the increased danger of having a house fire, due significantly to open flames, electrical problems, cooking and kitchen dangers, and improper usage of heating equipment in and around the home. Michigan residents should be extra careful when preparing to heat their homes this winter. This January, Ann Arbor-based Finn’s JM&J Insurance Agency wants to help area residents prepare for the increasingly cold weather, as well as the associated dangers with staying warm, with tips about fire hazards and how to take the right precautions to stay safe.

  •     Be aware of the dangers of exposed wires and electrical fires.

Winter sees an increased amount of fires in the home, many of them due to faulty outlets or outdated wiring. The United States Fire Administration reports that electrical wiring is responsible for about half of all residential electrical fires, a statistic that can be drastically reduced with the right precautions. The chance of electrical fires can be greatly reduced with routine checks and maintenance of electrical equipment and sockets, as well as precautions like keeping clothes and flammable items away from electrical appliances. It is also important to replace factory-tested-and-approved appliances, tools, and interchangeable parts regularly. Finally, use extension cords only temporarily, and make sure sockets and plugs are securely installed and no wires are exposed.

  •     Use caution around open flames and hot surfaces.

House fires can quickly spiral out of control due to space heaters, stoves, and open flames from candles or fireplaces. As such, many precautions must be taken when heating the home in one of these ways, or even while cooking this winter. When using a space heater, keep at least a three-foot empty radius around it at all times, safe from any items, flammable materials, or children. Never leave open flames of a fireplace or candle unattended, and be sure the chimney flue is clean if heating a furnace or wood-burning stove.

  •     Stay protected with a home insurance policy.

This winter, it is critical for homeowners to stay protected with a home insurance policy to cover them. A typical policy will cover damages caused by a fire, as well as injuries sustained on the property, such as getting burned or tripping on a wire. Safety is too important to compromise, and the cold season only brings more dangers to the home. Michigan residents should protect their homes and families with a home insurance policy that meets their needs.

As always, Finn’s JM&J Insurance Agency is steadily focused on bringing a unique and personal brand of customer service to the community through news, advice, and insurance solutions. The agency is happy to build personal relationships with—and provide peace of mind to—its clients and hopes that residents will stay warm and safe throughout the winter months. Customers interested in learning more about staying covered with home insurance this winter can visit the Finn’s JM&J Insurance Agency website, call 888-285-6582, or stop by the offices in Ann Arbor or Dexter, MI.

About Finn’s JM&J Insurance Agency:
Finn’s JM&J Insurance Agency believes that insurance coverage shouldn’t be a hassle, and customers should be treated like friends and family. With home base offices in Ann Arbor and Dexter, Michigan, the agency’s professional agents are happy to serve clients and help them find the right personal and business insurance products that meet their unique needs and goals. Emphasizing educational, friendly, fun, and dedicated service, Finn’s JM&J Insurance Agency has built its business on providing clients throughout Michigan with affordable, high-quality, and flexible insurance solutions that leave their customers satisfied. To learn more about becoming part of the family, call Finn’s JM&J Insurance Agency today at 888-285-6582.

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Sarah Kundel
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