Phelan, CA (PRWEB) February 01, 2014
With all the current healthcare changes in the insurance market, it’s important to have trusted advocates who can help with the task of choosing an insurance health plan that best meets one’s needs. Eligible for a tax subsidy due to income level? If not, Fortier Insurance can review options for private insurance. Not offered Dental Insurance through an employer? Find out about HMO and PPO Dental Insurance. What about Vision Insurance? There are extremely affordable plans out there with the widest choice of eye-care providers and doctors.
An Accident Policy can help pay for out-of-pocket expenses or pay a medical deductible due to a covered accident. Some benefits may include: No deductibles and no co-payments; No lifetime limit, so the policy won’t terminate based on dollar amount of claims paid; No network restrictions regarding medical providers; No coordination of benefits, meaning there is payment regardless of any other insurance.
If Disability Insurance has never been considered before, now may be the time to start. Disability Insurance helps protect one’s income so bills are able to be paid in the event of accident or sickness. This is especially important for the sole income provider of a family.
The purpose of having a Life Insurance policy is to provide for the living, and it can be a tremendous source of comfort. Life Insurance helps plan for the unexpected. If one has substantial savings or assets they’d like to pass on to their heirs, think about Long-Term Care Insurance. If nursing home care would deplete an entire income, there’s a desire to not burden children, or one is adamant about wanting to stay in the home to receive care, then Long-Term Care is a smart decision. Fortier Insurance can tailor a specific plan depending on the situation.
With identity theft being so prevalent nowadays, a top-rated Identity Theft plan can cover all types of identity theft. Fortier Insurance carries Identity Theft plans from LegalShield, as well as Legal Plans that give access to a network of attorneys.
For independent contractors or booth renters, Professional Liability Insurance is a must. Oftentimes businesses won’t hire without it. Liability Insurance protects the business professional in case they are sued by a client. For as little as $154 per year, a policy includes Liability Insurance, Rental Damage Insurance, Identity Theft Protection, Lost or Stolen Equipment, a free newsletter, plus much more.
The mission of Fortier Insurance Services is to offer the best insurance, financial and wellness products available to help meet the specific needs of each client at the most competitive prices possible. Contact them today through their website for a free consultation at http://fortierinsurance.com.