(PRWEB) February 06, 2014
This New Year, fulfill your resolution to become financially fit and debt-free in 2014 by following American Consumer Credit Counseling’s straightforward approach to achieving financial peace of mind. This fun and interactive infographic provides a pathway for consumers to help manage credit card debt and gain valuable financial education to develop better spending habits and money management skills.
According to the National Retail Federation, holiday retail sales for 2013 increased 3.8 percent totaling $601.8 billion, including $95.7 billion in online and e-commerce sales. With more American consumers shopping online than ever before, millions relied on credit cards during the holiday season and are now feeling the effects of those decisions as credit card statements start rolling in.
“As credit card statements from December begin to roll in, many consumers are feeling the impact of their holiday spending hangover and can often put a strain on your personal finances well beyond the holiday season,” stated Steve Trumble, President and CEO of American Consumer Credit Counseling. “Understanding your options and having access to resources such as a debt management program and interactive financial education guide can be the critical difference between paying down debt or spending thousands in interest payments.”
ACCC’s Path to Financial Peace of Mind helps consumers tackle debt in a practical way that helps reduce the stress and anxiety that can often accompany the challenge. ACCC offers easy step-by-step instructions to ensure you are on your way to financial peace of mind in 2014:
After six months, once you’ve gotten a handle with maintaining your monthly budget and paying off your credit card debts, check in on your progress with an ACCC certified credit counselor. If you have received an increase in income, increase your payments to your accounts with the highest interest rates. If you are trying to save up for a goal, such as buying a house or a new car or taking a trip, use ACCC’s online financial calculators to help you save, while not compromising your regular budget.
“Our certified counselors understand the personal sensitivities that often accompany an individual’s financial profile,” continued Trumble. “Debt management programs provide an individualized step-by-step plan of attack accompanied by ongoing interaction with a counselor.”
Looking for even more helpful hints to send you on the path towards financial peace of mind? Head over to ACCC’s Talking Cents Blog for tips on everything from grocery store savings to repaying student loans. With the help of ACCC’s interactive infographics and certified credit counselors, you can defeat debt and be on your way to financial peace of mind in no time!
American Consumer Credit Counseling’s certified and experienced counselors offer various financial education, counseling and debt management services to help consumers achieve long-term financial health and stability. To download any of ACCC’s budgeting resources go to http://www.consumercredit.com/financial-education/budgeting.aspx.
ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:
About American Consumer Credit Counseling
American Consumer Credit Counseling (ACCC) is a non-profit 501(c)(3) organization dedicated to empowering consumers to achieve financial health through education, counseling, and debt management. ACCC provides individuals with practical solutions for solving financial problems and recognizes that consumers’ financial difficulties are often not the result of poor spending habits, but more frequently from extenuating circumstances beyond their control. As one of the nation’s leading providers of financial education and credit counseling services, ACCC works with consumers to help them with the best plan of action to reduce their debt and regain financial stability. ACCC is accredited by the Better Business Bureau and holds an A+ rating. It is also a member of the Association of Independent Consumer Credit Counseling Agencies. For more information or to access free financial education resources log on to ConsumerCredit.com or visit TalkingCentsBlog.com.