Banas & Fickert Insurance Agency Celebrates National Umbrella Month With Umbrella Insurance Information
Easthampton, MA (PRWEB) March 03, 2014 -- Massachusetts insurance agency, Banas & Fickert Insurance Agency, recognizes the month of March as National Umbrella Month. To celebrate, the agency shares information and advice on umbrella insurance.
One of the most important financial decisions that people have to make on a regular basis is purchasing an insurance policy. The average adult holds a number of policies, including auto, homeowners, life insurance, or even personal liability insurance. In many cases, people will benefit from having an umbrella insurance policy on top off their other insurance policies. Umbrella insurance provides an extra layer of coverage to an individual, which could prove to be invaluable during an unexpected accident.
Umbrella insurance is a blanket policy that will provide coverage beyond what a base insurance policy will cover. How can one determine if an umbrella policy is necessary? The agency provides a few key steps:
• Do the math. Add up the worth of all assets (home, stocks, bank accounts, retirement funds, etc.)
• Compare this total to the current total of liability insurance protection (auto, home, etc.)
• Keep in mind: Future income should be analyzed to be insured as well as current assets
In the event that the value of assets exceeds current liability limits, it is crucial to consider an umbrella insurance policy.
Individuals who are undecided about the addition of an umbrella insurance policy should contact the agents at Banas & Fickert Insurance Agency. The agency is more than happy to sit down and discuss concerns and needs—no matter what policy. Call 800-590-8175 for more information.
About Banas & Fickert Insurance Agency:
Banas Fickert Insurance offers personal and business insurance services for Massachusetts individuals, families, and business owners. The agency strives to bring personalized customer service and comprehensive solutions, ensuring that even unique situations and businesses are properly taken care of. For insurance guidance, turn to Banas & Fickert Insurance Agency. We’ll get it right the first time.
Giana Campanale, Astonish, http://www.astonish.com/, +1 (401) 921-6220 Ext: 213, [email protected]
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