Zane Benefits Publishes New Information on Healthcare Reimbursement Plans (HRPs)

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Section 105 HRPs Are the Foundation of Defined Contribution Health Benefits

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on Healthcare Reimbursement Plans (HRPs).

According to Zane Benefits' website, a Healthcare Reimbursement Plan (HRP) is a type of Section 105 self-insured medical reimbursement plan designed for premium reimbursement. Employers often use an HRP as the foundation of "pure" defined contribution health benefits. An HRP is similar to a business expense account for personal health insurance.

According to Zane Benefits' website, an HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.

Zane Benefits’ website notes the following features of HRPs:
-HRPs are notional arrangements
-HRPs can be structured to comply with health reform and associated regulations
-HRPs have no contribution limits
-HRPs allow for real-time monitoring of liabilities

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About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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