Zane Benefits Publishes New Information on Health Reform’s Impact on Small Business

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Cheat Sheet Provides a Quick Reference for Small Business Owners on Health Reform

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information health reform’s impact on small business.

According to Zane Benefits' website, small businesses (with fewer than 50 employees) are largely unaffected by health reform. Yet, many small business owners and HR managers feel confused about their requirements under health reform.

Zane Benefits’ website outlines common questions, and answers, to how health reform impacts small businesses.

1. As a Small Business, Do I Have to Offer Employees' Health Insurance?

According to Zane Benefits' website, no. Health reform requires that only larger companies (with 50+ FTE employees) either offer health insurance to employees or be subject to a penalty. And even these deadlines have been delayed.

2. Are There Any New Small Business Health Insurance Options?

Yes. According to Zane Benefits' website, there are two new options for small business health insurance: the SHOP Marketplaces and Pure Defined Contribution Health Benefits.

3. Do Employees Have to Buy Insurance?

According to Zane Benefits’ website, yes. Or, pay a tax penalty (aka the "individual mandate" or "individual shared responsibility payment").

4. Are There New Health Benefits Reporting Requirements for Small Businesses?

According to Zane Benefits’ website, yes. Even though small businesses are exempt from the employer mandate, there are new reporting requirements that may (or may not) apply.

Click here to read the full article.

About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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