Zane Benefits Publishes New Information on the 90 Day Waiting Period Rule

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Final Rule Clarifies ACA Waiting Period Limitations for Group Health Plans

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on the 90 day waiting period rule.

According to Zane Benefits’ website, federal agencies released the final rule on the 90 day waiting period provision of the Affordable Care Act on February 20, 2014. The 90 day waiting period provision mandates that coverage under a group health plan be made available to otherwise eligible employees and their dependents no later than 90 calendar days from an employee’s eligibility date.

According to Zane Benefits’ website and the final rule, the 90-day waiting period provision applies to employers of all sizes and all plan types, including grandfathered plans and self-insured plans. The provision takes effect on the first day of the new plan year in 2014.

The federal agencies also released a separate proposed rule on what constitutes a "reasonable and bona fide employment-based orientation period” related to meeting a plan’s eligibility conditions for the 90-day waiting period.

Click here to read the full article.


About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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