London, UK (PRWEB) February 27, 2014
Before the world economic recession, financial services companies mainly used high financial leverage with the aim to raise profitability. However, these firms have recently been forced to deleverage and find alternative sources of profit through the increased rates of regulatory mediation, the changing global economic scenario, and intensifying competition. In these conditions, a novel operating model is required – the one aimed at establishing a primary relationship (or leastwise one of the main relationships) with clients. Meantime, the world financial institutions continue to make every effort to bring stability back in the overall financial system and thus earn the trust of customers.
Basel III regulatory standards are directed towards overcoming the shortcomings of the Basel II regime, which happened to fail to efficiently address risk exposures in the world banking sector. The newly agreed upon regime offers stricter liquidity and capital requirements for banking organizations to ensure their resilience to financial shocks; it also upgraded disclosure requirements and internal risk assessment processes in order to improve transparency in the functioning of banks across various geographical markets. Nevertheless, the financial position of banks is weakening on the back of the growing regulatory pressures, falling profit margins and increasing operating costs across the key economies (including the US and the EU’s members). Therefore, the timing of implementation is still uncertain, with a shift to minimum capital requirements having been put off till end-2018.
New research report “Insight Report: Regulation in Global Banking” worked out by Timetric is now available at MarketPublishers.com.
Title: Insight Report: Regulation in Global Banking
Published: February, 2014
Price: US$ 3,800.00
The research study reviews the major regulative initiatives in the banking sector, which have been adopted by regulatory bodies and governments worldwide during the past several years. It covers key regulations (FACTA, Dodd-Frank and Basel III), and examines their influence on the retail banking sector. The topical report illustrates the current scenario in the regional markets and characterizes the performance of local industry players, presents a summary of the important developments in banks’ corporate structures and business lines, and also evaluates the level of regulatory enforcement in various regional banking sectors. The study identifies the main factors driving industry players to formulate and adopt regulations, describes the main technological and operational trends amid banking institutions, and also reviews the evolving regulatory dynamics. In addition, the report reviews the current and future outlook for the retail banking sector, as well as pinpoints the key challenges and opportunities in the rapidly changing regulatory landscape.
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