Chicago, IL (PRWEB) March 01, 2014
YourLifeSolution.com, a website which provides instantaneous life insurance quotes to web users, is publishing an analysis of the effect weight loss can have on life insurance rates. Eric Smith, the founder of YourLifeSolution.com, also believes through his own experience and through the results of others that intermittent fasting is the best way to accomplish and maintain a lower weight.
YourLifeSolution.com states that even on the most liberal build charts utilized by life insurers, a man who is six foot needs to be under about 220 pounds to be eligible for the best risk rating offered. "Many people are just outside the necessary build to acquire the best rates for their coverage, if they lost the weight and kept it off for a year it's very possible they could re-apply for their life insurance and save a significant amount of money over the course of their life. Crash dieting is easy, and doesn't work in the long term. What is necessary to maintain a lower weight is an effective form of weight management", said Eric Smith. Eric Smith cites Krista Varady, an assistant professor of kinesiology and nutrition at the University of Illinois at Chicago, as a source for utilizing intermittent fasting as an effective form of weight management.
YourLifeSolution.com's analysis shows that a $300 annual disparity exists for a 40 year-old man who acquires $1,000,000 worth of life insurance on a 30 year term at the best risk rating versus at the second best. Over the course of this insured's lifetime this will affect their rate by a minimum of $9000. "There's no question that people with less visceral fat live longer, it's just shocking how much of a difference is made in dollars and cents", said Eric Smith.
Readers looking for more information on term or permanent life insurance products are encouraged to visit YourLifeSolution.com, or call Eric Smith at 888.374.2764.