RWC’s Insurer (WPMIC) Celebrates 12 Continuous Years of "Excellent" Ratings by A.M. Best

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Western Pacific Mutual Insurance Company, a Risk Retention Group (WPMIC) - the insurer for Residential Warranty Company, LLC (RWC) - has achieved 12 consecutive years of an “A- (Excellent)” rating by A.M. Best.

Residential Warranty Company, LLC (RWC) - an innovator in the warranty industry and the nation’s leading new home warranty provider - is proud to celebrate a long track record of high home warranty ratings.

For the twelfth consecutive year, Western Pacific Mutual Insurance Company, a Risk Retention Group (WPMIC) has earned an A.M. Best rating of “A- (Excellent).” WPMIC is the insurer for new home warranties provided by RWC and its affiliated company, MHWC, and for general liability insurance provided to home builders through the RWC Insurance Advantage (RIA) program.

The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899. As a full-service credit rating organization, A.M. Best is dedicated to serving the financial services industries, focusing on the insurance sector. Best’s ratings represent the current and independent opinion of a company’s financial strength and ability to meet obligations to its policyholders and are only assigned after an extensive quantitative and qualitative evaluation of a company’s financial strength, operating performance, and market profile.

A.M. Best’s “Excellent” rating is ascribed to companies that, in their opinion, “have an excellent ability to meet ongoing obligations.” WPMIC’s "Excellent" rating, current as of March 1st, 2014, reflects its sound capitalization, historically favorable operating performance, positive cash flow, and conservative reserve levels. Additionally, the rating recognizes WPMIC’s history of maintaining sufficient capital to support its ongoing obligations and the effective management of its long-term exposure to loss.


Residential Warranty Company, LLC is a leading provider of insured home warranties to the building industry. Builders seeking options in coverage, sensible home warranty protection, and assistance in dealing with customer service, choose RWC. In business for over 30 years, RWC has warranted over 3 million homes. An extensive “menu of choices” in both home warranties and general liability insurance is available, enabling builders to reduce their liability and increase the marketability of their homes. Become a member today:

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Sue Palkovic
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