Zane Benefits Publishes New Information on the ACA 90-Day Waiting Period Rule

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Affordable Care Act Limits Health Plan Waiting Periods to 90 Days

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on the ACA 90-Day Waiting Period rule.

According to Zane Benefits’ website, the Affordable Care Act (ACA) mandates that coverage under a group health plan be made available to “otherwise eligible” employees and their dependents no later than 90 calendar days from an employee’s eligibility date.

The 90-day Waiting Period provision applies to employers of all sizes and all plan types, including grandfathered plans and self-insured plans. The provision takes effect on the first day of the new plan year in 2014.

According to Zane Benefits’ website, the final regulations provide that a group health plan, and a health insurance issuer offering group health insurance coverage, may not apply a Waiting Period that is longer than 90 calendar days. If an individual can elect coverage that becomes effective on a date that does not exceed 90 calendar days, the coverage will comply with the 90-day Waiting Period limitation.

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About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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