Zane Benefits Publishes New Information on Group Health Insurance vs. Individual Health Insurance

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Small Business 101 - Group Health Insurance vs. Individual Health Insurance

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on group health insurance vs. individual health insurance.

According to Zane Benefits’ website, as small businesses, startups, and non-profits consider offering health insurance for the first time, it's common to weigh the pros and cons of offering a traditional group health insurance plan or offering a "pure" defined contribution health plan. With a defined contribution plan, the business provides employees healthcare allowances for reimbursement of employees' individual health insurance.

Zane Benefits’ website says that with group health insurance, the risk is spread over the company -- the number of employees you're covering. Group health insurance is also known as employer-sponsored health insurance, job-based health insurance, or a small group plan.

Individual health insurance is a type of policy an individual purchases for himself and/or his family. As of 2014, all individual health plans must cover employees regardless of health. For example, a healthy non-smoking 40-year old employee will pay the same as a non-smoking 40-year employee with a medical condition. Premiums cannot be increased because of health conditions.

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About Zane Benefits

Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit

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Christina Merhar
Zane Benefits
+1 (800) 391-9209 Ext: 6725
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