The more your house is worth, the greater the difference will be between what your current policy may pay and what your home will cost to replace.
Houston, TX (PRWEB) March 31, 2014
The Chubb Group of Insurance Companies, a premier provider of personal insurance for owners of custom and historic homes, luxury automobiles and other valuables has named Pasadena Insurance Agency a 2014 Cornerstone agency for excellent customer service and stellar performance. Of the approximately 3,200 personal lines agencies in the US that work with Chubb, less than seven percent achieve the designation.
In line with its excellent client care and heading into the spring and summer home buying seasons, Pasadena Insurance urges owners of high value homes and those on the market for a new home this year to consider high value home insurance.
Frank Karkowsky, president of Pasadena Insurance offers a caveat to consumers that typical homeowner insurance policies will not replace high value homes in the case of fire or natural disaster if the home’s market value is higher than what the policy will cover. High value home insurance closes the gap between regular home insurance replacement cost and a home's actual value, allowing homeowners to rebuild in the case of loss.
“The more your house is worth, the greater the difference will be between what your current policy may pay and what your home will cost to replace. If your home is worth upward of $750,000 you should talk to us today about a high value home insurance policy,” Karkowsky said. “When quoting your home insurance premium, we use a full replacement cost valuation to be sure that you can replace your home in the event of a total loss. You’d be surprised how affordable it is to cover your whole house.”
For more insurance tips or to speak with a Pasadena Insurance Agency agent about insurance needs, visit http://www.pasins.com. Also, join our Facebook community and connect with us on Twitter @PasadenaInsAgcy.
About Pasadena Insurance Agency:
Pasadena Insurance Agency, Inc (PIAI) is a Trusted Choice® independent insurance and risk management firm. They are a third-generation, family-owned, boutique independent insurance agency offering property & casualty insurance, life & health insurance, and consultative risk management services to individuals and small-to medium-sized businesses.
Having been in business for almost 78 years, they have access to the majority of the insurance marketplace either through direct appointments or intermediaries resulting in the appropriate alignment of insurance carrier to clients. PIAI offers a friendly, community-based agency with personalized customer service, while also providing the capabilities of a large corporate agency with established industry relationships and decades of experience. For more information, please visit http://www.pasins.com.