Crest Financial Increases Opportunity in Tax Return Season

Share Article

Crest Financial is helping both retailers and consumers take full advantage of tax returns.

Taking full advantage of tax return money is now easy for both consumers and retailers with financing services provided by Crest Financial.

Retailers who provide Crest Financial’s services in their stores can offer in-home layaway for only $40 down. This means customers can take home an entire living room set, a brand new washer and dryer, or a full set of tires for an initial payment of just $40. For retailers this means opening new doors for customers, increasing customer base by 33 percent and significantly increasing sales profit.

The American Tax and Financial Center estimates that a tax return is the single largest lump sum of money the average American family receives in a year. Over 134 million individual American taxpayers received a tax return in 2013 worth an average of $2,651 according to the Internal Revenue Service. With many Americans having access to more money than usual, they are ready and willing to spend on both necessary and discretionary purchases.

According to, a personal financial management service, 29 percent of Americans plan to spend their refunds to pay for everyday expenses. Crest Financial assists customers with their purchase of dozens of necessities including: furniture, vacuum cleaners, home décor, washer and dryers, window AC units, tires, mattresses and more.

Data released by TurboTax shows that the number of Americans spending tax returns on large purchases is rising annually. Crest Financial’s $5,000 maximum approval allows consumers to also purchase TVs, tablets, jewelry, electronics, exercise equipment and many other large-purchase items.

Research has proven that consumers spend 12 to 18 percent more when using financing in place of cash. With the financial services of Crest, merchants can enlarge their customer base by at least 33 percent. Traditional lenders deny 30 to 45 percent of applicants. Retailers can now approve 90 percent of those customers with Crest’s “No Credit Score Needed” program.

Crest Financial, with its corporate office located in Utah, is an innovative provider of financing solutions for retailers nationwide. Crest Financial is an industry leader in “No Credit Score Needed” financing. Over 70 years of combined experience has provided thousands of customers a satisfying lending experience. For more information call 855-28CREST or visit                                    

Share article on social media or email:

View article via:

Pdf Print

Contact Author

Stephanie Probert
Visit website